Apply for a credit card

IDT Prime Card

2010-07-03T19:47:00.001-07:00

www.idtprime.com

About Website: IDT prime mastercard is the best prepaid cc online which offers offers various benefits of a big credit card even if you have bad credit. This card can be used for shopping purposes either goods or services and on phone and can be used worldwide where mastercards are accepted and even at ATM's.

Online Since: 17 May, 2006.

Related Sites: www.idt.net

Technical Info: The website is IIS/6.0 server based and javascript must be active and flash must be installed in your web browser.

Whois Info: Available for this site.

FAQ's:

Q: I had idt prime card and m using it for may months and want to know when it will expire and what to do next?

A: If your card is reloadable then it will expire on the date written on the front of your idt prime card else it will expire when your balance is over. After that you have to call the customer services for the new card.

Q: I want to buy idt prime master card prepaid card for my 13yrs old son. Is that possible?

A: Yes, you cab buy idt prime card at your own and then give it as a gift card to your son under your guidance. For more info you must visit their website and read all the terms and conditions carefully. You can also apply for it online at http://www.idtprime.com/getdoc/77148f5d-dfd9-4596-9011-ce9b57ed84f3/buy-prime-online.aspx

Q: Where can I contact for customer services for idt prime card?

A: You can call at 0870 144 0280 from Monday to Friday in between 9am to 5pm for various customer services.

Q: What will be the fees and other charges for applying for the idt prime mastercard? Anyone knew!

A: You must visit the webpage: http://www.idtprime.com/Questions-and-answers/PRIME-FEES.aspx for all the details of fees and charges related to idt prime card.

Web Ranking: The traffic ranking for idt prime is #473,405 with approx 50% users from Nigeria and rest others from UK.

Wal Mart GIft Card

2010-06-15T07:49:00.001-07:00

www.walmart.com

About Us: Walmart is an onlin e store for purchasing various goods and products according to age group and the categories used for daily use like electronics, home furnishings, grocery, pharmacy, video games, baby gear, sports and fitness, apparels and jewelry, credit cards and much more.

Online Since: February 23, 1995.

Other Related Sites: www.bestbuy.com, www.toysrus.com, www.scene7.com, www.samsclub.com, www.kmart.com, www.inserts2online.com, www.homedepot.com, www.target.com, www.sears.com, www.costco.com

Technical Info: Apache server based website. Javascript must be active before ordering products.

Whois Info: Available.

FAQ's:

Q: I had a walmart gift card and its loaded for 90 dollars but now it get lost anywhere. What must I do?

A: You must call the wallmart store and firstly tell them to deactivate your card as i got lost and then ask them to give you another walmart gift card and the money to be loaded onto it of the lost card.

Q: I am using wal mart gift card since long time and now I wanna change it in pesos to the US dollars. Any help!

A: You must call at their service center for the detailed info at 1-800-925-6278 and ask for the terms and conditions for doing the same.

Q: How can I be able to buy this wal-mart gift card?

A: You can get walmart gift card at walmart stores or visit their website walmart.com and apply for it online easily and the card will be mailed to you.

Q: How can I be able to find the walmart store nearest to my home town?

A: You must click the link: http://www.walmart.com/cservice/ca_storefinder.gsp?adid=1500000000000006858130 and enter all the required fields and get the exact location of the walmart store nearest to your town.

Web Ranking: #24 internet traffic ranking for walmart. About 90% users are from US only and others from India, Canada, and Mexico.

Norwich and Peterborough Credit Card

2010-06-06T06:25:00.000-07:00

Also Known as N&P card is offered by MBNA Europe Bank Limited and is a secured credit card.

Bank Offers different APR rates and claims about two third of its customers get the lowest APR offered.

0% balance transfer is offered with just 3% handling charges for First 12 months.You can read about TOS at www.nandp.co.uk/credit-card

Customer Service Number:0845 300 2511

OR write by post at
Norwich and Peterborough Building Society
Peterborough Business Park
Lynch Wood
Peterborough
PE2 6WZ

Tel: 01733 372372
Fax: 01733 372373

Facecard Prepaid MasterCard

2010-05-29T07:50:00.000-07:00

www.facecard.com

About CC:

Online Since(Date and Year): At the end of October, 2000.

Technical Details: The website is based upon Apache-Coyote server. Also it requires jscript to be enabled.

Whois Info: Available.

FAQ's and Reviews:

Q: What must I do to contact facecard.com customer services?

A: You must visit the webpage: https://www.facecard.com/cholder/loadContactUs.action and fill all the required fields and submit your queries there.

Q: How can I be able to get my facecard online?

A: You must visit sign in to your facecard account at https://www.facecard.com/cards/facecard.do and follow the instructions and you will get the new one.

Internet Ranking: #74,835 web traffic ranking for facecard and above 65% users are from United States only.

The Ministry of Sound Prepaid Card

2010-05-22T08:30:00.001-07:00

prepay.ministryofsound.com

About: Ministry of sound is the world's biggest music website for music downloads, buying movie tickets, downloads and much more about music. You can also get free music deleivery in UK and the prepaid card for music which you can easily apply online.

Online Since: At the end of October, 1997.

Related Sites: www.chuckfresh.com, www.alldanzradio.com, www.the-end.co.uk, www.nightclub.com, www.nightclub-business.com, www.sfigroup.co.uk, www.nightclubbinuk.com, www.liquid-life.com, www.gatecrasher.co.uk, www.bevinco.com, www.barstar.com

Technical Details: The website is based on IIS server and javascript needs to be enabled and flash installed.

Whois Info: Available.

FAQ's:

Q: What is the customer service number for the ministry of sound various services?

A: You can simply call at 09057860102 and get all the benefits of customer services whatever required by you.

Q: How can I be able to use my ministry of sound card?

A: You must visit the webpage: https://prepay.ministryofsound.com/using_card/using_your_card.aspx and know all the details about using your mos card.

Q: How can I be able to apply my music card online?

A: You can apply for music card online https://prepay.ministryofsound.com/signup.aspx at their webpage.

Internet Ranking: The internet ranking for ministry of sound is #52,342 and the visitors are from UK, US, Russia, Germany, Italy, India, Australia, Thailand, Spain, and France.

Cordoba Gold Prepaid MasterCard

2010-05-12T09:35:00.001-07:00

www.cordobagold.com

About: Cordoba gold prepaid mastercard is offered by the cordoba financial group with no credit checks and no interest. You can easily build your credit score using this cordoba mastercard. You can also share your money with your family and friends easily using this cordoba prepaid card.

Online Since: April 14, 2008.

Technical Details: Javascript must be active.

Whois Info: Available.

FAQ's:

Q: Can anyone tell me about this cordoba gold mastercard? Is it a debit card or credit card?

A: Cordoba gold is not a credit card. Its a master card which you can use anywhere mastercards are accepted and upto the amount your card is top-up just like pay-as-you-go cards.

Q: Where can I contact Cordoba Gold Prepaid MasterCard customer services?

A: You can call at 0871 277 5599 for customer services and for further contacts info visit the webpage: http://www.cordobagold.com/contactus.html

Q: What is the maximum limit or the minimum to top up my cordoba card per day?

A: You can top up your cordoba prepaid card account upto £5000 per day. For further details read all the terms and conditions carefully before applying for the card.

Q: What will be the procedure for activating my cordoba mastercard which I had received recently?

A: You must login to your cordoba account by visiting their website www.cordobagold.com and follow the instructions regarding activation of your card in just few steps.

Internet Ranking: #11,380,805 web traffic ranking for cordoba financial group.

RushCard Prepaid VISA debit card

2010-04-25T05:17:00.000-07:00

Rushcard is a Good Prepaid VISA card that allows you to spend only what you deposit.
The fees of this Prepaid card are well Defines as below:

1)No Monthly Fees
2)10.00 Fees on Purchases (capped at every month)
3)3.90 ATM Withdraw fees
4)Full Fees details at https://www.rushcard.com/whyrushcard/scheduleoffees.aspx

2 options are available :
Monthly Plan Cards
Pay As You Go Plan Cards

COME TRUE Gift Card

2010-04-13T08:39:00.001-07:00

www.cometrue.com.au

About: The rewards come true is a prepaid gift card which can be used anytime at all occassions. Its like a debit card which has its individual account number, pin number, expiry date and its brand logo EFTPOS. It can be used for direct marketing and business purposes. You can apply for it online easily.

Technical Details: IIS server based website which requires enabled javascript.

Whois Info: Available.

FAQ's:

Q: Can anyone tell me that whether this come true gift card is a credit or debit card or any departmental store card?

A: COME TRUE Gift Card is neither a credit or debit card nor the departmental store card. It is a gift card which can be used only where EFTPOS brands are accepted. The amount of purchasing will be deducted from your cometrue gift card. Also you can't add or transfer funds to any of your account via this gift card.

Q: Where can I contact for submittimg my queries related to cometrue gift card?

A: You can call at their toll free number 1800 446 347 for knowing about all of your queries related to gift card.

Q: I want to apply for the cometrue gift card online. How is that possible?

A: You must visit the webpage: https://secure.emerchants.com.au/cometrue/default.asp and fill up the form and procceed as directed for the complete application process.

Q: What will be the procedure for activating my come true visa prepaid card?

A: You can call at their toll free number for activation process of your come true visa prepaid card or gift card also you can visit the webpage: http://www.cometrue.com.au/wishes/activate.php and click at the 'activate now' button.

Internet Ranking: #19,472,629 web traffic ranking for come true.

MuchMusic Prepaid MasterCard

2010-04-05T18:47:00.001-07:00

www.muchmusic.com
http://www.muchmusic.com/muchmusiccard/

About: Much music is the best musical website in Canada which provides you music videos, interviews of celebreties, live programmes, music downloads, ringtones, profiles, countdown amd much more. This website also offers you much music prepaid mastercard for their users.

Online Since: In the beginning of August, 1994.

Related Sites: www.muchmoremusic.com, www.billboard.com, www.mtv.com, ctv.ca, www.www.vh1.com

Technical Details: Javascript must be active and flash must be installed.

Whois Info: Whois info is available.

FAQ's:

Q: Had anyone heard of this MuchMusic Prepaid MasterCard? Any help!

A: This MuchMusic Prepaid MasterCard is not a credit card. Its a card which you have to load before using and then use it for online purchasings or anywhere mastercards are accepted.

Q: How can I be able to contact much music for my prepaid master card?

A: You can send emails to support at muchcardservices.com for your queries regarding your muchmusic mastercard.

Q: How can I be able to load money to my much music prepaid card?

A: You can do it using your ATm or telephone banking and internet banking. Also by sending cheques or demand drafts in the name of much music or by registering your PAD application form.

Internet Ranking: #35,135 internet ranking for muchmusic. The users are from Canada, US, South Korea, China, UK, Mexico, France, India, Italy and Brazil.

Vanquis Card

2010-03-27T21:13:00.000-07:00

Vanquis credit Card is a VISA Credit card for UK People who have a Bad or Poor credit.Its good for people who was rejected credit due to credit score in past.

Few Salient Features:
APR : Typical 39.9% APR (variable) but can be increased,READ TOS
Interest rates : Purchases : 2.84%
Fees : zero annual Charges

Website : www.vanquis.co.uk , www.payvanquis.co.uk

Customer Service :0871 770 5555

By Post :
Vanquis Visa Card
Customer Services
PO Box 399
Chatham
ME4 4WQ

Issued by : Vanquis Bank,UK

FAQ:
1)Is Vanquis credit card can be used in the U.S.A?
Yes,but its a secured card so you need to check oversees transaction charges Plus interest rates.

2)I have Vanquis card and if I pay all payments ontime will I be charged a Fees or Interest rate?
You can have a full list of charges at http://www.vanquis.co.uk/summary/

3)I have a good paying record at Vanquis,will they incresed my Credit Limit
Usually they decide upon your track record but you can call 0871 770 5555 and inquire about the process.

4)How I can pay my Vanquis credit ?
Goto www.payvanquis.co.uk Or you can also pay using your bank

5)How Can I rebuild my credit rating?
I had a bad time and keep pending lot of bills but now I got a job and pay off all my bills but my credit score is still very low,How I can improve it ?

You can look at secured credit cards which offer fixing of credit score in 3-6 months time.Usually they are much costlier than usual credit cards but you can use them for some time and when you get little good ratings,switch to Normal credit cards.

Connecticut State Employees Credit Union Debit Pass Prepaid Mastercard

2010-03-23T09:00:00.000-07:00

www.csecreditunion.com

About: Connecticut State Employees(CSE) Credit Union is an association which offers full services of state chartered financial institution with 7 locations across Connecticut. This credit union provides various producta and services to their members like loans, credit cards, savings accounts, car rebates, and more. The motto of the union is to provide secure place to their members with superior returns and low account charges.

Online Since: June 20, 2002.

Technical Details: The website is based upon WWW Server. Javascript must be active and flash installed.

Whois Info: Whois Info is available.

FAQ's:

Q: Had anyone heard of this Connecticut State Employees Credit Union Debit Pass Prepaid Mastercard? Why is this card for?

A: CSE Credit Union Debit Pass is a prepaid mastercard debit card for all their CSE members. You can transfer your money onto you debit pass account from other accounts. Also this card can be used everywhere mastercards are accepted. You can reload your moeny to your deposit account again and again. This card is most beneficial for college students as you can easily reload it and view all the transaction online. You can also use your debit pass for online purchasings.

Q: Where can I contact CSE credit union for my debit pass prepaid mastercards?

A: You can call at their automated home teller machines at (860) 249-0197 or 1-800-458-1319.

Internet Ranking: #9,859,878 web traffic ranking for connecticut employees credit union.

BPFCU VISA Credit Card

2010-03-05T08:02:00.000-08:00

www.bpfcu.org

About: BP federal credit union offers vast range of loans, credit cards, savings and checking accounts, mortgages, and online banking services.

Online Since: In the mid of November, 2000.

Related Sites: www.brownbuilderfcu.org

Technical Details: IIS server based website which also requires active jvscript.

Whois Info: Available for this website.

FAQ's:

Q: I am thinking of applying for BPFCU VISA Credit Card and want to know about their detailed fees. How is that possible?

A: You can call at their toll free number or visit their webpage http://bpfcu.org/html/our_rates/loan_other.html for all the fees and charges attached with it and the rates.

Q: I want to contact bpfcu credit union services? What will be the contact number anyone knew?

A: The local users can call at 281.870.8000 and the toll free number is (888)-907-1413.

Q: What will be the procedure to apply for the bpfcu visa credit cards online?

A: You just have to fill up the form by clicking the link: https://www.bpfcu.org/html/loans/cc_app_form.html and submit it. The bank will call you withing few hours after getting your application. Remember to read all the terms and conditions carefully before applying and submit the required documents as well.

Q: How can I be able to get e-statement for my bp federal credit union account?

A: Visit the webpage: http://bpfcu.org/html/our_services/e_statements.html and follow all the instructions written on that page you will instantly get your e-statement.

Internet Ranking: #4,945,247 web traffic ranking for bp federal credit union.

Cabrillo Credit Union Share Secure Master Card

2010-02-25T19:09:00.001-08:00

www.cabrillocu.com

About: Cabrillo credit union offers various savings and checking accounts, financial plannings, money market, credit cards, loans and more. The membership for cabrillo cu is for those people only who live or work in San Diego County and for those who are eligible for it.

Online Since: At the end of March, 1999.

Related Sites: www.bvfcu.org, www.btfcu.org, www.burbankfcu.org, www.sdccu.com, www.plcu.com, www.centcoastfcu.com, www.cbcfcu.org, www.calstate9.org, www.avfcu.org, www.sdnb.com

Technical Details: Javascript must be enabled and the website is based on Apache server.

Whois Info: Whois Info is available.

FAQ's:

Q: I want to apply for the loan from city credit union. What will be the loan rates for applying for them and what will be the procedure?

A: You must click here: http://www.cabrillocu.com/images/pdf/loan_rates.pdf and get details about the loan rates for various purposes like auto loans, personal loans, motorcycle loans and more.

Q: Where can I contact for cabrillo credit union banking services?

A: You can call at 800-222-7455 or you can visit their webpage: http://www.cabrillocu.com/contact-us.html for submitting your queries related to cabrillo.

Q: How can I came to know about my nearest branch of cabrillo credit union bank in my town?

A: You must visit their website www.cabrillocu.com and enter all the required fields of the branch locator and know about your nearest cabrillo cu bank branch location.

Internet Ranking: #284,045 web traffic ranking for cabrillo and most of the users are from United States only.

Dexsta Visa Platinum Credit Card

2010-02-12T19:04:00.000-08:00

www.dexsta.com

About: Dexsta offers various savings and checking accounts, credit cards personal loans and home loans, auto loans, credit checks, online banking and more.

Online Since: December 21, 1996.

Similar Sites: www.aefcu.org, www.louviers.com, www.dplfcu.org, www.doverfcu.com, www.dstfcu.com, www.dspfcu.com, www.dortfcu.org, www.delawarefcu.org, www.chestnutrunfcu.org, www.americanspirit.org

Technical Details: The website requires active javascript and flash to be installed.

Whois Info: Available.

FAQ's:

Q: Where can I contact Dexsta Credit Card customer services?

A: You can simply call at 800-937-4735 and clear all your queries regarding your credit card or anything else.

Internet Ranking: #1,411,681 web traffic ranking for dexsta and almost all the visitors are from United States only.

FirstMerit Visa Gift Cards

2010-01-30T08:45:00.001-08:00

www.firstmerit.com

About: First merit bank provides various personal, commercial, small business solutions including wealth managment in the counties like Ohio, Pennsylvania, Akron, Canton, Cleveland, Medina, Toledo, Columbus, Elyria, Ashtabula, New Castle and many more. You can apply online for various loans, credit cards or gift cards, mortgages, bill payments, retirement and investment services etc.

Online Since: March 6, 1997.

Related Sites: www.53.com, www.capitalone.com, www.keybank.com, www.huntington.com, www.fjsb.com, www.rr.com, www.nationalcity.com, www.firstknox.com, www.charterone.com, www.weather.com

Technical Details: IIS server based website for which javascript must be enabled.

Whois Info: Available.

FAQ's:

Q: Does anyone knew the contact number of first merit bank customer services?

A: You can simply call at 1-888-554-4362 for knowing details about your queries.

Q: I want to apply for the visa gift cards by firstmerit bank. Can anyone tell me about it?

A: Firstmerit bank visa gift cards is like any store card gift card which you have just a fixed amount to spend. For knowing more about it you must visit the webpage: http://www.firstmerit.com/personal/cards/giftcard.aspx

Q: I had firstmerit bank visa gift card and I want to reload it. How can it be possible?

A: Firstmerit visa gift cards had only limited amount of money to spend and also it can't be reloaded as well.

Q: How can I know about first merit bank locations nearest to my town?

A: You must visit their website www.firstmerit.com and then click at the 'Locations' webpage and enetr all the required fields to know about the location of your nearest branch.

Internet Ranking: This website has the users only from US with traffic ranking #46,108 on internet.

First Jersey Visa Share Secure Credit card

2010-01-25T08:55:00.001-08:00

www.firstjerseycu.com

About: First Jersey credit union fulfills all the financial needs of the cutomers and investors to offer you best deals of its products and services in a simple and convenient way including loans, mortgages, credit cards, home equity, savings and checkings accounts, loan calculator and more.

Online Since: March 28, 2003.

Technical Details: Apache server based website which requires active javascript.

Whois Info: Available.

FAQ's:

Q: Had anyone heard of this first jersey visa share secured credit card? Any help!

A: Visa Share Secured credit card is the best suited for establishing or reestablishing your credit score or FICO score. You can also earn interest on the funds in your first jersey bank savings account.

Q: What will be the contact details for 1st jersey credit union bank?

A: You must visit the website www.firstjerseycu.com and visit the contact us page or click http://www.firstjerseycu.com/contact/index.php for all the contact numbers of the bank at various locations.

Internet Ranking: #4,523,383 web traffic ranking for first jersey credit union.

Emirates CITI Platinum Card

2010-01-14T07:38:00.001-08:00

www.emirates.com

About: Emirates CITI Platinum Card is offered by the air emirates for the passengers benefits with low interest rates as well. EK also offers various other credit card offers and with business rewards and skyeards programs. You can also book tickets online for various flights with emirates airlines online booking services.

Online Since: July 25, 1996.

Related Sites: www.airarabia.com, www.skywards.com, www.gulfairco.com, www.etihadairways.com, www.emiratesgroupcareers.com, www.ekgroup.com, www.qatarairways.com, www.klm.com, www.cathaypacific.com, www.britishairways.com

Technical Details: Based on IIS server website which requires active Jscript.

Whois Info: Available.

FAQ's:

Q: I want to contact the emirates air for knowing about my Emirates CITI Platinum Card. Any help!

A: You can visit the webpage: http://www.emirates.com/au/english/help/contact_us/contact_us.aspx and contact them regarding your queries related to Emirates CITI Platinum Card.

Q: My passport for emirates air is going to expire soon. I want to know whether I can travel with it or not? What will be the further procedure?

A: The procedure for travel with such passport depends upon the destination country and the country issuing the passport. For more details click: http://www.emirates.com/au/english/plan_book/essential_information/visa_passport_information/find_visa_requirements/find_visa_requirements.aspx

Q: What is this skyward offered by emirates? Does anyone knew?

A:Skywards is the flyer programme offered by emirates including members rewards and travel benefits. Its an award-winning for best travel experiences. For complete details and to apply for it you must visit www.skywards.com.

Internet Ranking: #3,135 web traffic ranking for emirates airlines. The visitors are from United Arab Emirates, India, UK, Germany, US and Australia.

Cashplus Prepaid credit card in UK

2010-01-10T06:32:00.000-08:00

The cashplus gold prepaid master card comes from www.mycashplus.co.uk
Its just work like regular creditcard or Debit card and you can use it anywhere MASTECARD (MC) is accepted

How to Get a cash plus UK credit card:
You can apply online at www.mycashplus.co.uk/get-a-card/default.aspx

How to activate yoyr card:
You can call at 0871 277 5599 to activate your prepaid card
You can also activate online

How to Topup/load your card with Money:

Using your bank account
Using UK postoffice
At Cashplus stores

Customer Support:0871 277 5599 or +44 207 153 8940

Complains:Complaints Department, PO Box 466, Salford, M50 2XU

First Direct Gold Credit Card

2010-01-09T07:35:00.001-08:00

www.banking.firstdirect.com

About: First direct banking is a website for UK residents and offers various credit cards, loans, banking, mortgages, savings, investments, insurances, travel, interactive and internet banking and more.

Online Since: At the end of July 1995.

Related Sites: www.smile.co.uk, www.abbey.com, www.timeout.com, www.barclays.co.uk, www.rbs.co.uk, www.egg.com, www.co-operativebank.co.uk, www.natwest.com, www.nationwide.co.uk, www.hsbc.co.uk, www.alliance-leicester.co.uk

Technical Details: The website requires active javascript for better performance.

Whois Info: Available.

FAQ's:

Q: Does anyone knew that what is the customer service number of first direct gold credit card services?

A: You can simply call at 08 456 100 100 if you are local residents and for abroad you have to call at +44 113 234 5678. You can also visit the webpage: http://www2.banking.firstdirect.com/1/2/help-support/contact-us for getting more contact information.

Internet Ranking: #7,129 web internet ranking for first direct online banking. Approx 90% users are from UK and others from SA, India, Spain, United States, Thailand, France and Kenya.

Vanilla Visa

2009-12-30T07:45:00.000-08:00

www.vanillavisa.com

About: Vanilla visa are the gift cards best suited for all the occasions like birthday, wedding, anniversary, party, festivals for all the family members and kids in affordable prices.

Online Since: 2005-08-03

Technical Details: Apache server based website which requires active javascript and flash installed.

Whois Info: Available.

FAQ's:

Q: I recently bought vanilla visa gift card for Christmas purchasing and now I lost the paper in which it came. I want to know whether it has some pin number or not?

A: No, as this visa card is a gift card it is activated automatically while you bought it you can use it just after you got it without any further processing. So, go ahead and enjoy Christmas. Merry Christmas!

Q: I bought a vannila visa gift card for $150 and now i came to know that I cant use it for online purchasing. Can I use it to buy a moneyorder for USPS?

A: It visa cards gift cards are acted as credit card then you cant but a money order with it but if its a debit card then you can. Make it sure by calling at the vanilla visa customer services at 1-800-571-1376.

Q: Does anyone knew if I can use my vanilla visa gift card for online shopping purposes and how?

A: You can use your vanilla gift card for online purchasing as this is a visa card but at first you have to register your visa card gift card at their website and then you can use it for further purchasing.

Q: I am using vanilla visa gift cards and now vanilla visa balance amount is about to finish. I want to know whether I can reload my gift card or not?

A: No, you can't reload your gift card. You have to apply for the another one after the first is expired or the amount is not enough.Its not a vanilla mastercard

Internet Ranking: #238,509 web ranking for vanillavisa. Most of the visitors are from US only and some from Canada.

Meijer Prepaid Card

2009-12-21T18:59:00.001-08:00

www.meijerprepaid.com

About: Meijer prepaid card is a master card offeres by meijer.com which can be used as debit cards and also at ATMs. This card does not require any credit line. Brfore applying for it read all the terms and conditions carefully and consult the Cardholder Agreement for complete details which will be mailed to you after applying.

Online Since: October 23, 2006.

Technical Details: Javascript must be active.

Whois Info: Available.

FAQ's:

Q: I want to buy a greendot debit card prepaid card and want to know whether I must buy it from walmart or meijer?

A: Yah you can have meijer greendot debit card from www.meijer.com and can compare their prices and reviews with walmart and have the one which suits you the most.

Q: From where I can knew about the details of the charges attached with this meijer prepaid card?

A: Click here: https://www.meijerprepaid.com/AcctMgmt/Controls/Meijer/Support/CardholderAgreement.aspx and you will get all the fees details and others related to meijer prepaid card.

Q: What is the customer service number of www.meijerprepaid.com services?

A: You can call at 1-866-472-5242 number which is toll free and clear all your doubts and queries with miejher.

Q: How can I be able to know about my transaction details either monthly or weekly of my meijer prepaid card account?

A: You must visit their website www.meijerprepaid.com and login to your meijer account and view all the transaction either weekly or monthly.

Internet Ranking: #2,285,626 web traffic ranking with most of the users from United States only.

HSBC ecosmart MasterCard

2009-12-13T08:57:00.000-08:00

HSBC ecosmart is a master card from HSBC bank with Rewards point.Some Good features are :

1)Zero % APR and balance transfer for first 6 months
2)No annual fees
3)Earn Reward point of value 1 with every USD you spend
4)Redeem points with eco-friendly vendor items OR facilty to get cashback OR spend on tickers,Hotel booking

Website : www.hsbccreditcard.com

Default APR : Variable 31.99%
APR on Bal. Transfers:11.99% To 20.99% (variable)

Fulton Bank Credit Cards

2009-12-12T21:15:00.000-08:00

Fulton Bank is offering finance related services since 1882 and offers following credit cards:

Visa Signature Relationship Rewards:is a no annual fees card,some sailient features are:

1)25 USD bonus on new card
2)1% cash backs
3)Rewards point which can be used in multiple ways

Visa Platinum Card:
No annual fees card

Visa College Relationship Rewards:One reward point is earned for each dollar spent

Visa Co-Signer Card:Fast approval if a existing customer co-sign

Customer care :1.800.385.8664

Reviews and Fine print:Please check reviews and make sure to read fine print and terms before you apply

Website:www.fultonbank.com

Tuxedo Prepaid Cards

2009-12-05T15:38:00.000-08:00

Tuxedo is offering two type of prepaid creditcards.The first one is Tuxedo Mastercard Prepaid Card and second is Tuxedo Maestro Prepaid Card.

Application Fees:£9.95 For Master card and £4.95 for Maestro

Monthly Fees Option:£4.99 per card and ATM withdraw fees :50p

Pay as you Go (PAG) Option:1.5% Domestic(minimum fees per ATM withdraw is 99p and maximum is £1.50)

International ATM withdraw attracts a higher fees.

Annual Limit :£1,650 annual Through you can raise your limit to 30000 by a simpale verification done.

Additional cards:You can apply for additional cards for only £4.99 if you have raise your limit.

Additional benefits:You can have your salary/wages automatically transferred to this account.

How to activate your Tuxedo card:Follow steps on www.tuxedo-eccount.co.uk/activate.html

Customer Contact Numbers:0845 225 0043 or 020 7070 4905
Customer care:0845 241 4278

Merchant Credit Cards

2009-12-05T07:49:00.000-08:00

www.merchantcreditcard.com

About: Merchant credit cards is basically for merchant accounts for various home based and online business purposes. You will get free preliminaryapproval form online for it. You must check out the complete details about the processing charges so that you have not to pay for the hidden costs with it.

Online Since: December 20, 1997.

Related Sites: www.vantagecard.com, www.paypal.com, www.paynetsystems.com, www.prioritymerchantservices.com, www.merchant-accounts.com, www.eaglemerchantservices.com, www.merchantexpress.com, www.ecommerchantsolutions.com, www.charge.com

Technical Details: Apache server based website which requires jscript to be enabled.

Whois Info: Available.

FAQ's:

Q: Can someone tell me about merchant cards? Are there any merchant credit cards which also offers cash advances?

A: Merchant credit cards are usually used for advances for purchasing products and not for any cash advance purposes.

Q: Does anyone knew about the cutomer service number of merchant credit card services?

A: You can simply call at 1-888-722-9551 or 1-732-345-9551 numbers for knowing about your queries related to this merchant account credit card services.

Q: What will be the processing fees for applying for merchant credit cards?

A: You must call the bank or visit their website for knowing about the details of charges attached with mccs credit card.

Q: Does this merchant card provides any discounts to their clients?

A: The discount prices offered by the company depends upon the type of business, type of transactions, and variation in rates etc which goes more or less with change in time.

Web Ranking: #6,778,655 internet traffic ranking for merchant credit cards with most of the users from United States only.

RBC Royal Bank

2009-12-02T07:32:00.000-08:00

www.royalbank.com

About: RBC Royal Bank fulfills all the personal and business financial services to all individuals, commercial and small business clients in Canada. It also offers credit cards, loans, mortgages, insurance policies, investment programs, mutual funds and more.

Online Since: December 1994 begining.

Technical Details: Http server based website which requires active javascript and flash.

Whois Info: Available for this website.

FAQ's:

Q: Can I use my royal bank of canada card at ATMs too all over the world?

A: Yes, you can use your royal bank card debit card at ATMs too even around the world but make sure that the bank will charge you some extra fee for withdrawing money from it depending upon the currency rates.

Q: Does anyone knew where to contact royal bank customer services and other contacts?

A: You can call at 1-800-769-2511 or you must visit the webpage http://www.royalbank.com/email.html and knew about all the contact numbers related to royal bank customer services.

Q: Can anyone tell me whether I can use my royal bank card for online shopping purposes also?

A: Yes, you can use your royal bank visa card or master card everywhere anytime even for online purchasings.

Q: What will be the credit limit while using a rbc royal bank card?

A: As I know it will be £250 minimum credit limit of rbc royal bank card. You can visit the website www.royalbank.ca for getting details about it or more.

Web Ranking: #3,608 web traffic ranking for royal bank. About 90% users are from Canada only and some from US, China and India.

Caisses Desjardins

2009-11-24T07:29:00.001-08:00

www.desjardins.com/en

About: Desjardins is the largest private and business financial services provider group in Canada. It is more than a bank offering credit cards, insurances, savings and investments and more.

Online Since: Feb 17, 1996

Related Sites: www.bmo.com, www.rbcbanqueroyale.com, www.lespac.com, www.meteomedia.com, www.videotron.com

Technical Details: HTTP Server based website and requires enabled Jscript.

Whois Info: Available.

FAQ's:

Q: How can I be able to get the Caisses Desjardins life insurance cover? What will be the whole procedure?

A: Its so easy and simple to get life insurance from Desjardins. You must search online before applying for any insurance covers about their terms and conditions and the detailed procedure. Click http://www.desjardins.com/en/particuliers/produits_services/assurances_personnes/assurance-vie/ for getting details about Caisses Desjardins life insurance cover policy.

Q: Does anyone can tell me where to get contacts of Caisses Desjardins?

A: You must visit their website www.desjardins.com/en and click at the Contact Us link at the top right of the page and get all the contact numbers related to the desjardins group.

Q: I had a Visa Desjardins credit card and had done purchases from it. I just want to know whether I can get my transaction details online or not?

A: For getting online transactions about your purchasings you must call the bank at their hotline number for assistance and ask for the same.

Q: What will be the procedure for applying for the desjardins credit card or debit card?

A: You just have to fill up the form online and the bank will contact you within 48hrs after receiving your application form.

Web Ranking: #4,896 web traffic ranking for this website. Above 95% visitors are from Canada only and some from United States.

Woolworths Everyday Money

2009-11-19T08:19:00.001-08:00

www.everydaymoney.com.au

About: Woolworths everyday money offers credit cards with the help of them you can earn reward points for various shopping purposes. Also you can use it overseas and apply for it online in just few steps. Woolworths also offers shopping cards and gift cards for having benefits of easy purchasings.

Technical Details: Require active javascript for this website which is based on HTTP and Apache server.

Whois Info: Available for this website.

FAQs:

Q: I want to know whether I can transfer my available balance in any other credit card account or any store card account to my Woolworths Everyday Money credit card account?

A: You can easily transfer your other credit card account balances to your everyday money credit card account upto a certain credit limit. The minimum amount that you can transfer is 500dollars and you can make many transactions per day. For this you have to fill an application form and after completing the whole process you will get a written transaction statement from the bank.

Q: Is there any annual fee with this Woolworths Everyday Money credit card? Anyone knew!

A: If you are going to apply for the Woolworths credit card then there will be no annual charges during the first year and after a year the bank will charge $49 fee for it which you have to pay after 12mnths of getting your first transaction statement each year.

Q: Does anyone tell me about the charges attached with everyday credit card and what will be the rate of interest and other charges?

A: You must visit the webpage: https://www.everydaymoney.com.au/edm/wps/portal/money/aboutthecard/features for knowing about all the interst rates and charges attached to woolworths credit card.

Q: Can someone tell me about the customer services number of everyday money credit card? I want to call abroad for having these services.

A: You can call at 1300 10 1234 for customer care help in the country and for abroad contacts you must call at +6 12 8276 0144.

Q: What will be the benefits of having woolworths everyday rewards? What will be the procedure for getting it?

A: Click here: https://www.everydaymoney.com.au/edm/wps/portal/money/aboutthecard/rewards for getting detailed info about the woolworths everyday rewards.

Internet Ranking: #805,232 internet web ranking for this website and all the users are from Australia only.

Westpac Debit MasterCard

2009-11-10T07:50:00.001-08:00

Westpac Debit MasterCard

www.westpac.com.au

About: Westpac is the first bank of Australia which offers such a wide range of suitable financial packages for their clients and customers. This bank offers online banking services, overseas services, home loans, investment loans, mortgages, finance, transaction accounts, savings and bank accounts, personal business and corporate banking services and much more.

Related Sites: www.anz.com, www.westpac.com

Whois Info: Available for www.westpac.com.au website.
Internet Ranking: #2,143 web traffic ranking with about 90% visitors from Australia and rest from US, UK, South Korea, China and Oman.

FAQs:

Q: My husband had Westpac Debit MasterCard and he don't know that how much money he can spend using his master card debit card daily?

A: Each bank has his own daily limits of withdrawing cash or spending using debit cards master cards. Call the westpac australia bank and ask about the minimum and maximum amount to be withdrawn using your card in one day.

Q: I want to use my westpac australia debit mastercard overseas. Can it be possible?

A: As westpac bank offers debit card with a mastercard logo so it can be used overseas easily without any worry. It will be better to make sure by calling the bank that your card can also be used wherever you want to use it oveseas.

Q: Where can I get www.westpac.com.au contact services numbers? Anyone knew?

A: Yes, you can visit their website and click at the Contact Us page and get all the contact numbers related to westpac bank.

Q: How can I be able to know about the nearest branch of westpac australia in my town?

A: You can visit the webpage: http://www.westpac.com.au/locateus/# and get info about your nearest westpac branch.

Internet Ranking: #2,143 web traffic ranking with about 90% visitors from Australia and rest from US, UK, South Korea, China and Oman.

BREAD Prepaid MasterCard

2009-11-08T07:02:00.000-08:00

Its a pre paid card with no monthly fees.Card apply fees is only £7.50 and zero monthly fees.Instead its charges 2% per transaction.So you end up paying only when you use.Its available to UK citizens also to international users with some conditions and requirements.

If you have No credit score history or bad credit ratings you can also apply and most probable will be accepted.

Online and some specific vendors outlets offer cashback facility.

Also known as Bread PAYG (Pay as you Go) card.
To APPLY BREAD pre-paid call 0905 786 0106

ATM withdrawl charges is only £1.50

Website : www.breadcard.com

AccountNow Prepaid Visa & MasterCard

2009-10-25T09:05:00.000-07:00

Credit Card:Not really,Its not a credit card.Its like a Prepaid Debit card which allow you to spend the amount you load into it.

Customer Care:66-925-2036 weekdays,days time only

BBB:accreditedmember of Better Business Bureau since 2006.

How long to receive:7-10 days typically

Minimum age to apply:14 Years

Minimum balance:No limit

Fees to apply for account now card:No fees to apply.a fees and monthy fes will be charged when you load your card.

Website:www.accountnow.com

Instant approval cards - First PREMIER Bank Gold Credit Card

2009-10-25T08:47:00.000-07:00

Instant approval cards are those who are usually approved in less time.You need good credit score to apply for them unless you can get rejected.Today we will talk about these Instant approved offers.

First PREMIER Bank Gold Credit Card - Issued by First PREMIER Bank offers a Low fixed APR and your credit score is reported to major bureaus.It attracts a $29.00 Account Set Up one time Fee, $95.00 Program Fee, $48.00 yearly , $7.00 Monthly Fee

additional cards also attract separate fees.

Website : www.firstpremierbankgold.com

cash advance fees : $5.00 or 3% (whichever is higher) of the amount of the cash advance (maximum of $10.00)

balance Transfer:Not allowed

APR:9.99%

Golf Magazine Rewards Visa Card

2009-10-18T08:04:00.000-07:00

Gives you 12 personalized Titleist Pro V1 golf balls with your first purchase of $50 or more

Features:

Annual Percentage Rate : Between 6.99% and 12.99%
Balance Transfer APR: NIL for six month
Penalty APR: 27.99
Cash Advance APR: 19.99
yearly rate: NIL

Questions/Answers:
1)Where Can I get more info on Golf rewards points
Visit www.golfdigestrewards.com

2)Will i be charge any fees if I use my Golf credit card outside USA
Yes,There is a 3% fees on oversees Transactions

NetSpend Visa Prepaid Card

2009-10-13T06:46:00.000-07:00

One of unique card which also allow loading of your card using paypal.Its accepted all over VISA outlets and paypal.As most of prepaid cards it does not check for credit history.
You don't worry about minimum balance and late fees.

More info at www.netspend.com

This card is issued by Inter National Bank or MetaBank

Also BBB accelerated

Exact Prepaid MasterCard

2009-10-13T06:33:00.000-07:00

Exact Pre-paid MC seems to be easy and simple option for people who have bad or no credit history and wants a prepaid credit.There seems to be no annual fees,Interest free,no annual fees and so on...

More details can be obtained from www.exactmastercard.com

Applying online is easy and it takes only few minutes if not exactly the 60 seconds as claim by website.

Other features are :

Reloadable online
USD 5,000 balance limit
direct deposit, pay

Commonwealth Bank Debit MasterCard

2009-10-12T12:27:00.000-07:00

www.commbank.com.au

About: Commonwealth Bank is a well known bank that provides various personal, business and corporate banking services in Australia since 1912. The bank offers credit cards, loans, investments, shareholder centers, group funding, carreers and community and more.

Technical Details: The website needs to have active javascript and is based on IIS server.

Related Sites: www.anz.com

Whois Info: Available.

FAQs:

Q: I am going abroad and want to know whether I can use my Commonwealth Bank Debit MasterCard?

A: Commonwealth Bank Debit card is a mastercard which can be used overseas also. But you must call the bank and tell them in advance that you are going to use it abroad so that the bank may clear all the procedure for using it there and also the additional charges attached to it depending upon their currency exchange rate.

Q: I am 14yrs old and had a CBA Debit card. I want to do some online purchasings and want to know whether I can use my debit card for net shopping?

A: As you are just 14yrs and had a debit card which can be used only at ATMs not for online shopping purposes. For online purchasings your debit card must be a visa or master card so that it can be used like credit cards for net shopping and for applying for it you must be 18yrs above.

Q: Does anyone know where to contact commonwealth bank for various services?

A: You can call at 13 2221 or visit their website www.commbank.com.au and click at the Contact Us page to view all the contact details regarding your questions from the bank.

Q: I had comm bank debit card and want to know if there is any difference between a standard mastercard and debit mastercard?

A: Debit cards are such cards that allow you to spend upto the amount which you have in your account and credit cards or standard mastercards are such cards from which you can spend upto your credit limit and pay for them later in monthly installments in the form of bills.

Q: How can I logon to my cba net bank account?

A: You must click: http://www.commbank.com.au/help/faq/netbank/default.aspx to know about netbanking services and its details for commonwealth netbank

Internet Ranking: #1,426 alexa internet ranking for the above website. Above 90% users are from Australia only and rest others from US, China, Bangladesh and UK.

Neon PAYG Prepaid Mastercard

2009-10-06T08:59:00.000-07:00

www.neon-prepaid-card.com

About: Neon card is a prepaid master card with no monthly charges and can be applied online easily in just few steps. With the help of this card you can make all your purchasings free of cost and top up your mobiles at phone4u for free. This card is applicable for teenagers also of and above 13yrs of age. You can also upload games and music online and get upto 20% cashback amount while using for online shopping purposes.

Online Since: April 24, 2009

Technical Details: Apache server based website and also require active Jscript.

Whois Info: Available for this website.

FAQs:

Q: I had lost my neon prepaid card and I had requested for it to be replaced. How much time it will take to have the another one?

A: After confirming your request of your lost neon card and replacing it the bank will take only 5-7 working days for replacing it and shipping it to your address.

Q: Where can I contact for neon card prepaid card customer services?

A: You can call at 0844 871 5444 from 9am to 6pm seven days a week for your queries about neon card.

Q: Can I use this neon card at ATMs too?

A: Yes, neon card can be used at ATMs too and you have to pay some extra charges for it and can be used worldwide as it is a master card prepaid card.

Internet Ranking: #5,467,005 internet traffic ranking for Neon card. All the visitors are from UK only.

Escape Prepaid Mastercard

2009-10-03T10:37:00.000-07:00

www.escape-prepaid-card.com

About: Escape prepaid card is a master card for making free purchasings, for topping up your mobiles using phone4u services and for transfering money free of cost. You can easily apply for it online as well with no monthly charges and no credit checks. You can also get the benefits of cashback while using this escape card.

Online Since: April 24, 2009

Technical Details: Based on Apache server website.

Whois Info: Available.

FAQs:

Q: How can I contact escape prepaid card master card customer services?

A: You can simple call at 0844 871 5444 or can email at support at escape-prepaid-card.com for knowing about your queries related to this escape card.

Q: Can it be possible to use this escape master card at ATMs also?

A: Yes, you can use your escape prepaid card at ATMs too. The bank will charge you some money for doing so.

Q: I had escape prepaid card for about two years and now I want to have one for my wife. Can I apply for the another one if my all payments are cleared in time?

A: Yes, you can apply for another escape card for any of your family member. For this you just have to submit your Identity proof and address proof to the bank.

Q: I want to topup my escape prepaid card. What will be the procedure for doing so?

A: You can easily topup your escape credit card with the help of Phones 4u stores in cash, by bank transfer, at post offices and Pay Point store.

Internet Ranking: www.escape-prepaid-card.com has #1,954,357 web traffic ranking. All the users are from UK only.

Aussie Credit Card

2009-10-02T07:37:00.000-07:00

Aussie Credit Card is good offer to Australian people who want to get a low rate card along with want to pay small annual fees only.
Presently they are charging only 9.99% on credit.
Its a MasterCard(MC) which is accepted at all outlets accepting MC.You can use them in almost all shops in cities like Sydney,Melbourne,Canberra,Perth etc... where they are accepted.

Annual Fees is only 49 AUD.

To do aussie credit card application you can visit www.aussie.com.au

You can also do balance transfer...

Post Office Credit Card

2009-09-26T10:48:00.000-07:00

www.postoffice.co.uk

About: Post Office offers various savings and investments, credit cards, mortgages, loans, money for travel, insurances and life covers, various phone cards and broadband and phone services, all postal services, business and counter services.

Online Since: September 3, 1994.

Technical Details: Based on sun one web server. Active Jscript is tha basic requirement of the browser.

Related Sites: www.directline.com, www.dti.gov.uk, www.royalmail.co.uk, www.postwatch.co.uk, www.postoffice-counters.co.uk, www.tescofinance.com, www.royalmailgroup.com, www.royalmail.com, www.parcelforce.com, www.guardian.co.uk

Whois Info: Available for this website.

FAQs:

Q: I want to know whether this post office credit card can be accepted and used worldwide or not?

A: For using abroad credit card must have visa or mastre card logo which makes it acceptable all over the world. Post office credit card is a master card which is always acceptable.

Q: I need the post office uk contact number for clearing my doubts about this credit card. Any help!

A: The contact number must be written on the back side of your credit card or you can ask your local post office for the same.

Q: Can anyone tell me about the opening time of my nearest post office branch?

A: You can visit the post office branch locator webpage: http://www.postoffice.co.uk/portal/po/finder?catId=20700386 for finding your nearest post office branch and then enter your postcode and the town for getting the details of the nearest branch with their opening time.

Q: Had anyone used this post office credit card? What are the benefits of having it?

A: Post office credit card is used for various shopping purposes all over UK and abroad as it is a master card credit card. For getting more details about this credit card and to apply for it online click: http://www.postoffice.co.uk/portal/po/jump2?catId=19400177&mediaId=34100665

Internet Ranking: #11,923 Internet traffic ranking for the post office credit cards website. Above 90% visitors are from UK only and some from US, Sri Lanka, Germany, India, Japan and South Africa.

Mint Credit Card

2009-09-15T09:33:00.000-07:00

www.mint.co.uk
About: Mint offers various credit cards at low APR, home insurances, motor insurances, loans, and gift cards to their customers. Mint credit card is safe and secure for online shopping purposes also with no annual charges, no hidden charges. The company also offers a mint credit card for one of your friend or the family person with no additional charges.

Online Since: October 23, 2003

Technical Details: Based on IIS webserver. Enabled Jscript for your web browser.

Related Sites: www.natwest.com, www.directline.com, www.mbna.co.uk, www.abbey.com, www.egg.com, www.barclaycard.co.uk, www.mint.com, www.lloydstsb.com, www.firstactive.co.uk

Whois Info: Available.

FAQs:
Q: I had an international credit card and now want to transfer its balance to my mint credit card. Is it possible?

A: I don't think that any other credit card except master cards allow this balance transfer from an international credit card to your local bank credit card. Better will be to call the bank and ask for the same if they can allow such transactions or not.

Q: I had an ICICI bank credit card and had about 1500 redeem points with it. But now the bank said they had transfered my redeem points to imint card account. But they did so without my knowledge. Any help!

A: The bank must do this with your permission and they must call you before transfer your points to imint credit card. Mint is also a good option for shopping purposes. You can also benefit using that card. Call the bank and ask for the same.

Q: I had a platinum mint credit card and i want to make payment on this card using my online banking account. What must be the banking details that I have to enter while doing payments?

A: You must enter your credit card number, permanent billing address, phone number etc for making online payments to your mint credit card with your online banking facility. Make sure that your transactions has been completed by looking into your online bank account or call the bank for the same.

Q: Does anyone knew about the customer service number of mint credit cards?

A: For mint Classic Cards and Gold Cards call at 0870 410 0870 and for Mint platinum card call at 0870 908 0000. For more details visit their website page: http://www.mint.co.uk/global_options.asp?page=GLOBAL/CONTACT_US

Q: I want to buy some coins using my Mint credit card for UK. Will the bank charge me for this cash advance?

A: You must call the bank for getting cash advance loans or for purchasing coins using your mint uk credit card. They will tell you the procedure and all the terms and conditions related to your query.

Internet Ranking: #172,287 internet traffic ranking for mint uk. Most of the users are from UK and some from Thailand.

FairFX Prepaid MasterCard

2009-09-09T08:50:00.000-07:00

www.fairfx.com

About: FairFX prepaid mastercard is a currency card which works like a debit card and which you can be used while travelling abroad, for various business purposes and also can be used at internet. This card is the best option for consumers to save money and also include foreign currency as well so there are no extra charges for using overseas. You can use this card at airports, banks, various shopping websites and this card is available in US Dollars, Euros and Sterling pounds so that the client will get secure, safe and convenient way of handling his money in the form of this card. You can easily buy currency you need on fairfx.com and load the amount you need onto your fairFx prepaid card mastercard.

Online Since: February 18, 2005.

Technical Details: Based on Apache server.

Related Sites: www.moneysavingexpert.com, www.thisismoney.co.uk, www.tradedoubler.com, www.travelex.co.uk, www.moneysupermarket.com, www.postoffice.co.uk, www.xe.com

Whois Info: Available for fairfx.com website.

FAQs:

Q: Does anyone knew that this FairFX Prepaid MasterCard is like a debit card or credit card?

A: FairFX Prepaid MasterCard is like a debit card which you can use anywhere these master cards are accepted. The amount which you spend using your debit card will be deducted from your bank account.

Q: I had received my fairfx card master card 2 days ago but can't activate it till now. What must I do to activate my fairfx card?

A: You must login to your faifx account online and then enter the field required for activation of the card. You can also go directly to that page by click here: https://www.fairfxcard.com/activate.aspx

Q: I had a fair fx currency card and I am using it for many months but suddenly it stop working. Why is it so?

A: There may be various reasons for stop your card working so suddenly. May be your card is damaged or expired. You don't have enough balance to use your card or your card is temporily blocked for some security reasons. call tha bank and ask for the exact reason.

Q: For what purposes this fairfx currency card can be used? Any help!

A: You can use your fair fx prepaid card currency card for shopping, in hotels and restaurants, for online billing and more. This card can be used wherever master cards prepaid cards are accepted and anytime if your account had enough balance to spend.

Q: Can anyone tell me about the charges that must be paid while applying for this fairfx card and the charges with it annually?

A: For geeting details about all the monthly, annual, or any other charges related to fairfx card you must visit their website page: https://www.fairfxcard.com/feesummary.aspx

Internet Ranking: #118,104 web ranking for fairfx. About 80% visitors are from UK and others from US and Ireland.

MBNA Platinum Rewards Card

2009-08-29T09:40:00.001-07:00

www.mbna.co.uk

About: MBNA offers various personal and business credit cards with some insurance and mortgages policies. You can apply for all the services online and can access your account to your iphone services. MBNA Platinum card is one of the best credit cards offered by mbna uk and its a low rate credit card with 15.9% APR. You can easily access your personal and business account, make payments and transfer your balances online by simply logging in to your account with the ipin and the password sent to you by the bank through mail.

Online Since: January, 1999

Technical Details: Apache server based. Require active javascript.

Related Sites: www.capitalone.co.uk, www.egg.com, www.tiscali.co.uk, www.rocknet.co.uk, www.natwest.com, www.virginmedia.com, www.virgin-atlantic.com, www.mbna.com, www.marbles.com, www.lloydstsb.com

Whois Info: Available for this website.

FAQs:

Q: Does anyone know about this MBNA Platinum Rewards Card? Why this card is used for?

A: MBNA Platinum Rewards Card is offered by mbna bank in which you can earn 2000 points and one point for each one dollar spent. You can collect these reward points by various methods. One is to get cash which will be some percentage of amount you spent. The other way is by collecting points or tokens after each purchase and later redeem these points for shopping the products what the credit card company offers you. The better will be to get cash back reward which allows you to spend your money in the way whatever you want.

Q: I had a good credit score of 730 and had many credit cards from famous banks then why these mbna uk bank declines my application of having a credit card?

A: You must call them and ask them about the reasons of being declined. They have to give you the details of the rejection of your application within 30 days in written after getting your application.

Q: How can I be able to contact mbna credit cards customer services? Any help!

A: For personal credit cards you can call at 0800 062 062 and for business credit cards you can call at 08000 922 955. For getting more details about the mbna.co.uk credit cards customer services you must visit the webpage: http://www.mbna.co.uk/contact/index.html

Q: I am planning to go for overseas trip for holidays. I want to know whether I can use my MBNA platinum card there or not?

A: Yes, you can use your mbna platinum card overseas also wherever Visa card, Master Card or American Express card logo are accepted. You must tell the bank before using this card abroad and also there will be some unauthorised countries where you can't use your credit card like North Korea, Libya, Sierra Leone, Angola, Syria, Sudan, Afghanistan, Cuba, Iran, Iraq, and Burma.

Q: I want to make payments for my credit card bills. Where can I be able to pay them?

A: You can simply login to your www.mbna.co.uk account and make your credit card bills payment online. You can also go to the bank of america and clear your all the payments.

Internet Ranking: #40,955 Internet ranking for mbna uk. Most of the visitors are from United Kingdom, India, Ireland, Qatar, Australia and US.

www.laurentianbank.ca

2009-08-17T10:36:00.000-07:00

Laurentian Bank of Canada is a well known banking institution working across Canada which is known for its dedication to the financial needs of their clients with excellence and simplicity. Laurentianbank.ca provides you the services for personal, commercial and laurentian banking.

This also offers you visa cards, loans of all types like student loan, personal loan, RRSP loan, line of credit, various mortgage services, Transactional and Investment Products. Laurentian bank also schemes out various plans for studies, retirement and savings. They provide less and affordable rates for savings and credit products. You can get details of the various contacts here: https://www.banquelaurentienne.ca/en/contact_us/index.html

You can also make up your career with laurentian bank for more details click https://www.banquelaurentienne.ca/en/about_lbc/my_career/index.html

Asda Credit Card

2009-07-29T09:11:00.000-07:00

www.asdafinance.com

About: ASDA Rewards credit cards is offered by asdafinance.com which offers you this card within 3mins after applying for this card online and get an instant decision about whether you are eligible for the card or not. ASDA also offers various insurance covers for motor insurance, life insurance, pet insurance etc.

Online Since: November, 2000

Technical Details: Apache server based website. Require enabled javascript.

Related Sites: www.asda-photo.co.uk, www.quotemetoday.co.uk, www.moneyexpert.com, www.george.com, www.asda.com, www.asda.co.uk, www.asda-travel.co.uk, www.moneysupermarket.com, www.moneysavingexpert.com, www.tescofinance.com

Whois Info: Available for this website.

FAQs:

Q: Does anyone knows that Asda credit card is used for only food purposes or anywhere else?

A: Asda is a credit card which you can use anywhere for shopping purposes. Before applying for the card make sure there are no hidden charges with it and also read the smallprint carefully so that you have not to face any problem in future.

Q: I had got an asda.com credit card one month before which has 0% p.a. offer with it on the purchasing for 3mnths. Now the bill is in my hands but I am confused whether to pay the minimum payment or not for the first 3mnths?

A: The zero percent means they are offering you no interest for the first three months on any purchase. But after 3mnths you have to pay the interest as well on each purchasing. You have to pay at least the minimum balance each month in time. In case you don/t pay the full amount each month then they will charge you extra interest on that amount.

Q: Can I be able to know about the exact details of my www.asdafinance.com credit card services for each purchasing?

A: It seems difficult to knew about the exact details of each purchasing but you can get monthly transaction statements from asdafinance and get info about your total purchasing.

Q: I had asda credit card and now want to save some money. Are there any disount coupons with asda reward card? How is it possible?

A: Better will be to have cash with you while doing shopping so that you can spend what you have. There are no coupons or discounts with any credit card to save your money.

Q: I am joining the asda travel.com company and want to know that how much holidays will the company offers me for 24hrs working time for 5-6 days?

A: You must ask about this by the company itself and also this will be mentioned on your payslip.

Internet Ranking: #98,331 web ranking for asdafinance.com Above 80% visitors are from United Kingdom only and others from China, Israel, and Australia.

HSBC Gold MasterCard

2009-06-05T09:48:00.000-07:00

www.hsbc.ca

About: HSBC is a bank offering various benefits of personal banking, business and private banking, internet banking. The bank provides you the facilities of Cheques and Savings, Mortgages and Loans, Credit Cards, Investments and Retirements, Insurances, Immigration and Travel, Real Estates and more.

Related sites: www.cwbank.com, www.hsbc.com, www.scotiabank.com, www.td.com, www.tdcanadatrust.com, www4.bmo.com, www.nbc.cawww.bmo.com, www.cardselfserve.com, www.cibc.com, www.ingdirect.ca, www.bnc.ca

Online Since: October 6, 2000

Technical Details: Simple and easy to use website. Check out if javascript is disabled.

Whois Info: Available.

FAQ:

Q: Had anyone knew about this HSBC Gold MasterCard? What is this used for?

A: HSBC Gold MasterCard is offered by the HSBC bank. This card includes car rental insurance, trip insurance, Purchase Assurance and Extended Warranty Insurance, Roadside Assistance, CreditCare Insurance and Travel and Medical Insurance and reward programs and more. You can also apply for it online. For more info click: http://www.hsbc.ca/1/2/en/personal/credit-cards/hsbc-gold-mastercard

Q: How can I contact the hsbc canada branch for getting info about getting loan from it?

A: You can get the contact services number from http://www.hsbc.ca/1/2/en/contact-us/contact-us-home Visit this page and you will get what you want to know.

Q: I live in singapore and recently got a hsbc bank master card. I want to know whether this card can be used at ATMs or for online transactions?

A: Yah ofcourse, being a master card it can be used anywhere and anytime. Also at ATMs and for online transactions this hsbc card can be used.

Q: I had a HSBC Platinum Mastercard credit card and now the bank also offers me the Discover card? What must I do? Should I accept to get the discover card or not?

A: The bank is issuing you two credit cards there must be some policy behind it. Check for it. Make sure that it will not do any harm to your credit and also that you can afford it without any problem. You have to take care that you will pay off all your complete payments in time.

Q:I had got approved for the hsbc ca Best Buy Rewardszone Mastercard. But I am confused about its credit limit that's why I had not applied for it? What should I do?

A: For getting details you can check their website www.hsbc.com or can call at their toll free number and ask for the same.

Q: What is this HSBC Invest Direct for?

A: HSBC Invest Direct is one and only an online stock trading platform of Canada. Here you can invest in various major stocks and securities exchanges. You can easily order your stocks from Canada and U.S, Hong kong, London, Paris, Frankfurt and more. For more details visit here http://www.investdirect.hsbc.ca/global_trading/en/global_trading_home.aspx?WT.ac=HBCA_090304_10INVDIRe02172H

Q: I am thinking about making career with the HSBC Bank. How can it be possible?

A: You must visit their website www.investdirect.hsbc.ca and send your resume at jobs At hsbc.ca Many offers will come to you according to the bank requirements.

Internet Traffic: #24,115 internet ranking for this website. Most of the visitors are from Canada, France, US, China, UK, and Hong Kong.

Bread Master Card

2009-05-28T09:23:00.000-07:00

www.breadcard.com
About : Breadcard.com offers the prepaid master or maestro card for their customers which can be used anywhere like paying your bills, shopping online, on ebay and for flight and hotel reservations. It will make your shopping easy and safe and also easy to pay with no credit checks and no interest rates.

Online Since : September, 2006

Related Sites: www.3vcash.com, www.paypoint.co.uk, www.vanquis.co.uk, www.monthendmoney.co.uk

Technical Details: Apache server based.

Whois Info: Available.

FAQ.
Q: How can I be able to upgrade my free bread master card to the regular one?

A: It is so easy to upgrade your free bread master card or maestro card to the regular one. You must login to your account and fulfill all the requirments and apply for the upgradation. You just have to submit your address proof.

Q: What must I do for activating my bread prepaid card maestro card?

A: After getting your bread uk maestro card you must sign up to your account and enetr the pin send to you by mail with your card and your card will be activated automatically.

Q: I had applied for my bread prepaid maestro card two weeks ago but had not received it till yet. When will i got the card?

A: After applying for any bread prepaid card uk it will take atleast 10-15 working days for getting your card. You just wait little more and if you will not get that one again then ask the customer care.

Q: How can I be able to add money to my bread prepaid card account?

A: You can add money to your bread card prepaid master card by depositing cash to your nearest Post Office Branch or PayPoint branch in UK.

Q: What will be the extra charges added to this breadcard.com account?
A: There will be neither monthly nor quarterly charges added to this account. Also there are no charges for checking your transactions. For detailed info click the link http://www.breadcard.com/static/cardtc#fees

Q: What will be the validity period or say the expiration period of getting this bread maestro prepaid card?
A: This card will activated for two years period from the date of application. You can upgrade it after that time interval as per your choice.

Internet Traffic: #1,265,606 web ranking for www.breadcard.com website. Above sixty precent users are from UK only.

Sun Prepaid MasterCard

2009-05-18T08:51:00.000-07:00

UK Debit Card for those with bad credit ratings

www.thesunprepaid.com

About : Tuxedo is a prepaid credit card company which offers master card and Maestro Prepaid Card to their customers who have less or much less credit ratings. It also provides a unique eccount services to their customers. Also you can activate your the sun prepaid master card from tuxedo in just three easy steps: Activate, Top-up and Use. You can apply for it online also.

Online Since : 2007-August-08

Related Sites: www.ixaris.com, www.tuxedocard.com, www.thesun.co.uk

Technical Details: Apache server based. Javascript must be active.

Whois Info: Available.

FAQ:

Q: I had two prepaid cards one is cash plus master card and the other is sun tuxedo master card. I want to transfer balances from the one to the other. How can I do this?

A: Normally, you can't transfer your balances from one prepaid card to the other one. Better will be two withdraw cash from the one prepaid card and deposit money to the other one. You can ask the customer care for the balance transfer, if possible they will tell you the procedure.

Q: What will be the charges of getting a sun prepaid master card? Are there any additional charges also?

A: click here http://www.thesunprepaid.com/feescharges.html and you will get the complete info about all the fees and tariffs of sun prepaid master card.

Q: What will be the procedure of activating this sun tuxedo prepaid master card?

A: The card sent to you is already activated. You just had to enter the Ipin which is sent to you with your prepaid card, top up and its ready to use anywhere, anytime.

Q: Can I use this sun prepaid master card at ATMs too? Also how much money I can withdraw using it?

A: As this sun prepaid card is a master card so it can be used worldwide where master cards are accepted and it can be used at ATMs also. You can withdraw 250 pounds per day with this card through ATMs.

Q: How can I enquiry about my available balances online of my www.thesunprepaid.com eccount?

A: you just simply call at the customer service numbers 0845 225 0043 and if from overseas call at +44 20 7070 4905.

Internet Traffic: #838,516 web ranking for thesunprepaid.co.uk website. Most of the users are from UK only.

Most Searched Keywords: sun card, tuxedo prepaid mastercard, tuxedo, sun mastercard, sun tuxedo, sun topup, thesun prepaid

Eufora Prepaid MasterCard

2009-05-04T09:58:00.000-07:00

www.eufora.com

About : Eufora.com is offering prepaid master cards issued by the Bancorp Bank to their customers. This card will help in building and rebuilding your credit. Eufora prepaid master card also offers you the MasterCard Benefits and the Eufora Cash Reward Program.

Online Since : 30 Sep, 1998

Related Sites: www.unionpluscard.com, www.aspirecard.com, www.wiredplastic.com, www.credit247.com, www.householdbank.com, www.firstvineyard.com

Technical Details: Apache Server based. Javascript must be enabled.

Whois Info: Available.

FAQ:

Q: I had started a credit building program with this eufora.com prepaid credit card. Is it possible to build up credit?

A: As I know it will charge you for joining a credit building program with eufora.com prepaid credit card. There are also various other prepaid credit cards which offer credit building programs free of cost. You can also try some other programs which suits you the most.

Q: I had a eufora prepaid master card credit builder card. I want to know that how much this card will helps me in credit building monthly?

A: This type of credit building is like a long term investements with no payment delays and all accopunts clear. It will take a year or two for increasing your credit score by hundred points and more depends upon your payments done.

Q: Are there any other debit cards or credit cards like eufora prapaid master card which will help in credit building or rebuilding?

A: Yah, you can search online for the list of such credit or debit cards which offers credit building programs also with them. You must compare those and get the one of your own choice.

Q: I had a eufora card account and want to open a joint account there or a account with my spouse name. Is it possible?

A: Eufora.com offers only one card to one member having a one social security number. To get a eufora card for you spouse then you have to submit his or her personal details for applying for the card.

Q: What type of benefits are offered by eufora prepaid master cards?

A: Eufora offers Associate, Preferred, and Elite Eufora Cards to their customers. These cards differ depending upon their member benefits. For more information you must click https://www.eufora.com/contents/aboutTheCard/benefits.jsp

Q: How can I be able to load money to my eufora card prepaid master card?

A: You can load money to your eufora master card in three ways- online, by mail and by direct deposit you can visit their website www.eufora.com and see the procedure.

Q: Is there any additional fees while checking balance or withdraw money using ATM's?

A: Yes, for checking balances it will pay one dollar and for withdrawing money it cost two dollars while using ATMs.

Q: What is the schedule for doing payments for various credit building programs of eufora.com?

A: You can get detailed info of all the payment schedule by simply clicking https://www.eufora.com/contents/aboutTheCard/creditBuilder/payment.jsp link.

Internet Traffic: #221,029 traffic rank for eufora card eufora.com Above 75% users are from US.

Most Searched Keywords:email euforacom,eufora.com, eufora mastercard, eufora credit card cash rewards, eufora prepaid, bancorp bank mastercard, eufora pre-paid mastercard, eufora, credit builder

Review of Sun Prepaid MasterCard

2009-04-26T07:20:00.000-07:00

Sun Prepaid MasterCard is secured card for UK citizens only and is offered by tuxedo-eccount.co.uk
Its a master card that can be used at any outlet/vendor or website which accepts mastercard
No credit checks is required so approval is very easy,and no bank account is required for applying to this card.
You can also use this card to receive payments from other people like your wages.

FAQ:
Can We transfer funds from prepaid cash plus mastercard --> sun texudo prepaid mastercard

No,normally prepaid card does not allow inter transfer but You can withdrwa money from one and then load to other,you will have to pay load charges through.

Orchard bank credit cards

2009-04-19T05:04:00.000-07:00

What is Orchard bank credit card
orchard bank classic mastercard provides you facility to built your credit line even if you don't have a good credit record in past and have been denied by banks for credit card.Its accepted at outlets which accepts master cards.
Discount is also available through www.mcnearby.com.
The APR is Variable 29.49%

What is Orchard Bank card annual fees:
Between $0 - $79

Q:Is the orchard bank platinum unsecured card a scam?
orchard bank is a very good names,so possibility of a scam is very low.Moreover its an hsbc orchard bank card run by HSBC bank

Q:How long it take to get orchard bank platinum mastercard ?
Usually few weeks,Apply Orchard Bank card online and you shd get it in 10-15 days

Q:When you apply for orchard bank secured credit cards which credit agency they check your score?
They can check any of 3-4 credit bureaus but I know HSBC orchad cars are easies to get.

Q:Do you suggest any other card beside www.orchardcard.com card?
Capital One another good option for people with limited credit.

www.mytributecard.com

2009-02-02T07:33:00.000-08:00

my tribute card
Q: I had a tribute credit card which I got for building my credit score. But I always have to pay some annual fee attached with it which is about $150. I want to know that when should I have to pay this annual fee for my tribute credit card?

A: Every credit card has some annual fee attached with it which is simply taken by the credit card company from your current balance. This fee may be pay in full at the end of the year or may be in installments at the end of each month. The choice is yours which suits you better. For your tribute credit card this fee is $150 app. and you can also pay in installments of $50 every three months.

Q: I am thinking of having a tribute credit card for increasing my credit limit. Can anyone tell me if it is good to have this tribute credit card?

A: Yah, the tribute credit card company is good for improving your credit score. But make sure that you must pay all your depts in time and also will not allow to spend more than 50% of your credit limit. It will surely increase your credit score.

Q: I had got a preapproved tribute credit card and now thinking whether should I apply for it or not? Any suggestions?

A: If you got a pre approval of any credit card like you got the tribute credit card then first read the fineprint carefully and keep in mind all terms and conditions of it. Then if you think you can pay off all your payments in time and will suits you then go for it. Better having a debit card instead of any credit card.

horizon gold card

2008-05-01T11:10:00.001-07:00

Q: I had applied for the horizon gold card few weeks ago. But till now I can't get my horizon gold credit card. I want to know that when will I receive my horizon gold card?

A: There must be some problem with your horizon gold card application or any postal problem. Better will be to contact the horizon gold card customer services or their helpline number and ask for the same. They will tell you about the status of your horizon gold credit card.

Q: Can someone tell me about where can I use my horizon gold card which I received yesterday?

A: You can use your horizon gold card credit card only on their website horizongoldcard.com and only on the stores which accept this card. This horizon credit card is like any other departmental store card which can be used only on the fixed stores not worldwide.

Q: I recently got a pre-approval letter of horizon gold card credit card. Can someone suggest me whether I should go with it or not?

A: I simply suggest you to first read the fineprint carefully in details and think about all the terms and conditions of the same. If you think that suits you and you want to go with it then only you apply for the horizon gold card. Also you can get details on the website horizongoldcard.com

Q: From where I can get the customer service number of the horizon gold card credit card?

A: You must visit their website www.horizongoldcard.com and get the customer service number from there.

Credit card APR

2008-01-27T07:00:00.000-08:00

Credit card APR FAQ

Q: How does APR and interest rate related to each other?

A: APR is the Annual Percentage Rate. It depends upon the rate of interest on the amount lend by you. APR is the interst rate plus costs expressed as a percentage annually. You can get Lower APR if you have lower costs and lower amount of loan and vice versa.

Q: What can I do to close my credit card with highest APR?

A: If you close your credit card with high APR then it will ruin your credit history. Better will be stop using the credit card with high APR instead of closing it. Then wait till the expiration period of the credit card. then the credit card company will ask you to renew the credit card, then you ask for the one with lower APR. If the company refuses to do so then apply for the another one with low APR

Credit Card FAQ

2008-01-24T07:37:00.001-08:00

Q: From where i can get a cheap credit card?

A: There are lots of credit card companies which offers you various types of credit cards. Compare them and go with the one that suits you the most. Actually, credit cards can never prove to be cheap but you can choose the one with low interest rates and with no annual or monthly charges. All this will depend upon your good credit score.

Q: Can i use gift credit card for doing online purchases?

A: Yeah, it depends upon the type of gift card used by you. If you have any retail store gift card then you can use it only on their own website. But if your gift credit card
has a logo of visa card or master card then you can use it anywhere either online or on the store.

Q: What should i do to clear up my credit card debts?

A: You must consult the debt reduction companies, or the financial adviser, debt counselor about your credit card debt problem with details. He will help you in the matter. He will tell you about Debt Management Plan or Debt Consolidation Loan to clear up your debts. You can also contact with National Debtline services(0808 808 4000) or Consumer Credit Counselling Services(CCCS)(0800 1381111) for getting help.

Q: Can someone tell me about prepaid credit cards?

A: Prepaid credit cards are just like any credit card having logo of master or visa card and can be used anywhere. There are a lot of companies that offer Prepaid credit cards like Greendot, Walgreen's, Western Union and more. You can easily find Prepaid credit cards with no annual fees, no late fees, no repayments, and no penalties etc.

Credit Repair

2007-11-28T03:45:00.000-08:00

Q: How do i go for repairing my credit without going to credit repair services?

A: There are lots of sites that provides free credit repair services. You at first get your credit report from the three credit bureau services well known as Equifax, Experian and Transunion. And then try to fix it when something wrong has gone with them. Contact the creditor. Pay all the minimum amount of your bills except that has highest interest rate. Then pay the other amounts weekly or monthly and get out of it. Then apply for the credit card which helps in rebuilding your credit not the regular one.

Q: Does the credit repair companies really works or not?

A: Always remember that such credit repair companies can't heal your bad credit. They just charge you for whatever you do. You yourself can heal it by paying all the amounts on your bills in time. Try to not to fall in the adverse situation of having bad credit.

Credit Union

2007-11-25T08:41:00.001-08:00

Q: What are the main points that i must consider before being a member of any credit union(CU)?

A: Before joining any CU(credit union) you have to take care of some points so that you can get the best of their services and can fulfill your needs. These are:
1) The first thing is the location of the credit union. It must not only your residence but also some other locations.
2) Whether you want your credit union services or say banking services online or not.
3) Whether they are providing you the ATM services or not at various locations and can easily access your payments and funds and deposits without paying any additional charges.
4) Does the credit union is providing you the customer services or not.
5) The last thing is that to examine that are they dealing with you as a member or owner of the union or just like any other customer.

Q: What are the benefits of joining a credit union?

A: Credit Unions offers lower interest rates on loans and higher interest rates on the deposits of their members. You are like an owner of the union not the just a customer. They provide best, online and secure services to their members. Credit federal union, credit trans union, business credit union are the one of the trustworthy credit unions. These credit unions also not charge you any type of additional fees. The CU proves to be much better than the banks.

Credit Report

2007-11-24T07:36:00.001-08:00

Q: I had my credit report from credit bureau. But i thought it's a wrong report in my name as it doesn't show my credit details but of someone else. How do i clear my doubts about my free credit report?

A: If you had gone with the 3-in 1 credit report then firstly compare all the reports from Experian, Transunion and Equifax and see whether all the fields are correct or not like name, address etc. If there is any incorrection then tell this about anyone of the three credit bureaus and it will contact with the other two. Make a security alert on your free credit report. The credit bureau company must correct the report within 30 days and they will dispatch a new credit report to you. You can also get the annual credit report for free once in a year. You should be extra careful while managing business credit reports.

Q: How do i be able to get a free online credit reports and credit score without giving my credit card number for security reasons?

A: Visit the site of annual credit report company and from there you can get your credit report for free annually just once and gives you all the three agencies report. This credit report company also don't ask any type of credit card numbers from you. On most of the other sites you have to pay for getting free personal credit reports. Also for getting your credit score you have to pay for it and also you must have any credit card or debit card. The process is usually instant.

Q: For how long credit history does these credit card companies take in calculating you credit score?

A: Most of the credit card companies gave a positive impact on the credit scores older than 5 to 10 years. The older the your good credit history the better will be your credit score.

Credit Card Consolidation

2007-11-23T05:14:00.001-08:00

1)Is it good on my part to accept the credit card offer of being upgraded?

At first, you must read the fine print carefully. Sometimes some hidden charges are applied with such type of offers. If you accept the offers of upgrading the credit cards then they will go for credit check and will take some points from your credit score. It will affect your credit history if you are going for a long term credit payment history that means if you are not over extended your credit limit.

2) How to overcome from the situation of Credit Card Debt?

If you are unable to pay off all the credit card debts at a time then the only solution is to ask the credit card company or your bank or your finance adviser to make small payment solutions of your whole debt so that you can all pay it off in several weeks or months in several easy installments. You can also go with a debt consolidation plan. After clearing all the debts always remember not to get into such debts again.You can also look for 0 APR Credit Card and Credit Card Debt Consolidation. You should work to eliminate credit card debt. Some banks also give credit card consolidation loan.

3)I added credit card facility for my customers who want to purchase online at last Christmas. I was thinking credit card processing will benefit my customers and myself a lot. Only to find after one year that i am losing good money in credit card processing due to cancellation and other fees. Should i look for other credit card companies or just stop taking money online?

You should make a proper account statement of your credit card process. expenses and then compare it with other banks offers. When you approach another bank ask them how they can help you out in reducing your expenses in processing. Better to approach a small bank rather than a big name if you are a small business owner. Credit card consolidation helps a lot.

Chase Credit Card

2007-11-22T10:15:00.001-08:00

1) Is chase credit card good for transferring the balance from one credit card to the other?

Yah, Chase credit card is a good card and it benefits you a lot. Contact to the chase credit card company and ask them for the balance transfer details.

2) Does it affects my credit score to have another chase credit card?

To have another credit card you have to open a new account due to which your credit score will decrease a little. So make up your mind for sure for having another chase credit card.

3)Where the chase credit cards can be used or activated?

Chase credit cards are acceptable everywhere where visa cards are accepted. For more information visit the site and get the list of locations from there or call the customer care.

4) Which credit card is preferred the most - The Chase credit card or the Citi credit card?

The services of Chase Credit card are much fast and manageable. Also they charge less fees for their great services. Their online procedure is also rapid and secure. Most of the people prefer Chase credit card rather than the citi credit card. But always remember to do all the payments in time before going with any credit card.

Credit Card Application

2007-11-18T04:52:00.001-08:00

1)How can i be able to get my credit report after my credit card application being rejected?

If your application for the credit card is rejected then you can ask the credit bureau about your credit report. You can get your credit report for free once a year and for another time you have to pay about $5. Some credit card companies gives your credit report within 2 months after the rejection of your credit card application for free.

2)What are the main causes of the rejection or denial of applications of credit card?

There are various reasons that your application for getting the credit card is denied. But the main cause is your poor credit history or say bad credit score. The other reason can be the pending of the last bills and any fault in the application form. You can get your credit report from the credit bureau for knowing about the exact reasons. The credit card company will also tell you how to build or rebuild your credit score. The rejection of your credit card application will also affect your credit score and also give s you stress mentally and financially.

3)A credit card company sent me a credit card application with a credit card attached and they charged me a lot. I don't want to get that card. What do i do?

You must inform the credit card company that you don't apply for the one and also don't want to have that card and hence don't activate it. They may cancel that credit card and the charges upon it else you will claim for that on the company.

Business Credit Card

2007-11-16T05:45:00.001-08:00

1)Does Business Credit Card helps in building my credit score?

As the Business credit cards are basically in the name of the company whether it is on your name or not so the whole of the responsibility of the credit card depends upon your occupation but not personal. As this business credit card has no link with your personal credit hence it doesn't helps in building up your personal credit score. But if you had taken this credit card for personal use then it can affect your credit.

2)Is it possible to apply for the unsecured business credit card having no personal guarantee?

Business credit card is given to you only if you have an Employer Identification Number(EIN). If you are the only owner of your business then whole of the responsibility of your credit card is upon you. So, better will be first apply for the business credit card and then take responsibility of your credit card.

3) Can i apply for the Business credit card even with bad credit?

Nop, it's not possible to apply for the business credit card. You must have a good credit score before getting it. Better will be apply for any other credit card that has lowest APR and that can helps in building your credit and after having the good credit limit apply for the business credit card.

4)Is it safe on my part to use my business credit card for personal purposes?

If you use you will have lot of problems when you audit your company accounts and pay taxes. Speak to your accounts department and tax adviser.

Apply Credit Card Online

2007-11-16T04:23:00.001-08:00

1)Does American Express credit card company best for applying for credit cards online?

Yeah, American Express is a good credit card company and also reputed one. For applying for the credit card online they will ask you about your good credit history. But make sure on your part that the company is trustworthy or not. Always read the fine print carefully.

2)I have a Capital One Visa credit card. Can i apply for the another one online?

Yes, you can also apply for the another credit card company online. Make sure that the company is legitimate and secure before giving your personal details. Apply for credit card online requires your social security number(SSN) and your personal details which will be saved on the internet server. Also remember to compare the different credit cards, their interest rates and their terms and conditions and then deal with the new credit card company.

3)What do i do to apply for a credit card online?

Hmm, applying for a credit card online is an easy task and can be done within a few minutes. Just submit your application form and the credit card company will check your credit details and require your SSN and then they will give you a credit card. But before applying for a credit card you must take care of the three things:

a) At first, check out the credit card company's APR i.e. Annual Percentage Rate that the credit card company charge you monthly or yearly as you wish. If you want to go for monthly payments or your credit score is low, then choose the one that offers you the lowest APR.

b) Secondly, check whether the credit card company is applying some annual additional fees with your credit card or not. These additional charges will be mentioned on the fine print so read the fine print carefully.

c) Thirdly, Ask the credit card company whether they are providing you any rewards program or not. These reward programs includes cash back reward, traveling reward, shopping reward and others based on their conditions.

FAQ on Bank Credit Cards

2007-10-13T10:51:00.000-07:00

I want to take a credit card first time in my life,How do I find if a bank is good or bad?I have few options like Capital 1 Bank ,Chase,CitiBank,American Exp.,Advanta Bank

American Exp. and Citybank are more popular.Bank(s) offer different type of Credit cards.Check their offers carefully.Pay attention to Fine print.Ask Friends about Credit card they are using and ask for recommendations.

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Which bank charge us lowest fees for making Demand Drafts(DD) ?

Normally, the bank charges vary according to slabs.
Most of the bank now a days list their charges on their websites so you can compare by visiting there site.
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I want to invest in Banks stocks, is it good to invest in small scale banks or in old big names banks companies like Washington or BOA or some other groups like Chase?

I think this is a some risk investment involved. You aren't going to get excessive growth but instead a steady stream.
Banks growing in size does not mean stock market gains. Usually you should invest in share market in multiple sectors.
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Is it possible to deposit into someones account through a different bank ?

Yes, Sometimes there is fee and you can do transfer from one bank to another and fee is based on how many banks involves while processing.

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Can i have Bank account in America/Japan if I'm not residing in America/Japan ?

Japan Doesn't allow anyone to have bank that is not legally resident.Through Now a days there are many international banks operating all over the world which may open your account after a lot of formalities.
Also many banks have an option to open a temporary bank account.

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How many days does it take for money to clear from one bank to another bank while doing transfer using online banking in UK ?

I think it usually takes 2-3 business days.Rest depends upon how many banks involves while processing.

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What should i do when my CC goes over the limit?

2007-09-08T06:43:00.001-07:00

I have a credit card which goes over limit from about $75 to $400. I tried a lot to got it down but still its $200 over limit. I am completely ruined in it and it spoiled my almost all the credit. The creditors said that the only choice is to pay all the over limit amount and late fees and get your credit card closed. What should i do to overcome this situation? Please help me out!

I thought they are trying to get more amount out of you except over limit. Ask them to put hold on your credit card so that you can not use it anymore but you will still pay for the credit card. If they said no, then tell them that you r transferring your balance to another account having lower rate of interest. They will surely do something in that case as they are going to loose their customer. Hope it will surely work. Best of luck!

Ask your trustworthy family member or a friend to lend you some money so that you can pay at least the amount of your over limit. Otherwise you will be in a critical situation and you have to pay more and more until your balance comes down. And be careful about lot of spendings in future. Better will be doing a debit card purchase instead of credit card. Take Care.

Diff. between student credit card and the secured one?

2007-09-07T10:09:00.001-07:00

Can someone tell me about the difference between the two credit cards - student card and the secured one?

Student credit card is for college students who have no credit history and is different from other cards. You can apply online for a good student credit card. Secured credit card is an approved credit card which require checking account of yours in that bank and it will issue you the credit card for the same amount you had deposited. You will receive a monthly bank statement which you have to pay each month in time with some interest rate and annual fee else you have to pay late fees as extra or you can pay in full balance. Try to learn some good financial habits so that you not have to suffer in case of missed payments. Better will not having a credit card but always pay in cash or use debit card.

Student credit cards are the unsecured credit card for those having no or bad credit history. Secured credit card is also good for those having bad credit score and help in avoiding high fees and it mainly helps you to rebuild your credit history. Try to pay your bills in time and before applying for the credit card read the fine print carefully and choose the credit card that suits your spendings.

I suggest you to apply for the student credit card if you are a student and have no credit history, it will helps you lot in building your credit score. Remember to pay all the bills in time.

What is "APR"?

2007-09-06T06:07:00.000-07:00

I want to had a credit card for the very first time, so i have no credit history. How can i apply for the credit card and get it? Please also tell me about "what is APR"?

The term APR means Annual Percentage Rate. It is the amount of interest paid by you on your credit card, higher the APR, higher will be the interest you have to pay. Try to get a credit card with lowest APR and best suited to your spendings. I suggest you to go with the credit card by Orchard Bank. For getting more info about credit card read the fine print carefully. All the best.

As i know you have to open a checking account first and then apply for the credit card and try to increase your credit score. Be careful while reading the smallprint. And if you are a student then go with the student credit card. It will be much better for you as you have no credit history.

Most of the credit cards have high interest rates with some additional charges as compared to the standard ones. So, choose a secured credit card with lowest APR and less charges. But be honest about your payments in time and build up your credit history, it will help you later. Better will be having a debit card rather than a credit card, as it sometimes seems to be tough to pay in time. APR is 'Annual Percentage Rate'. It will change month to month as you spend less or more.

American Express Blue Credit Card is a better option for you. It will payback your cash on some specific purchases. It is safe, secure and reliable fro doing online transactions. Some people thought that this credit card is only for very rich people, But its a myth. It will help you lot. Good Luck for your future!

How to get a lower APR?

2007-08-23T06:07:00.001-07:00

I have my first visa credit card. I had taken the plan to pay off in full and has high APR which i had to pay at once only but not monthly. Is it possible for me to ask the company for a lower APR so that my pay off would be cheaper? or i should go with transfer my balance?

I suggest you to your credit card by the due date. Else you have to pay for late fess with more interest. You can't get lower APR unless you had a good credit score with good credit history. These credit companies believe to get more money back better than none. So, Be sure about your payments in time.

As you pay off your bills in full then i think APR doesn't matter. You have to pay interest only on the payment you owe. You must go with the card that provides you stuff not with the one which charges no money and also ask them for sending the dividends that has been built up by you. I suggest you not to close this credit card account and transfer your balance to the other one it will affect your credit limit. And if you don't want to keep this card anymore then just cut your credit card and leave your account open.

The company will not allow you cheaper APR if you have large balance in your account. You can also try another card with low APR after transferring your balance. There are also some credit cards that offer zero or very low APR only for those who transfer balance to their accounts. Afetr the free trial period, you can balance transfer to another credit card with zero APR. Hope it will help you.

How to charge credit card without a credit card machine?

2007-08-19T08:26:00.001-07:00

I have no credit card machine. Then how do i charge my credit card?

Hmm, you have to buy a credit card machine before your credit card expires and pay off all your services.

Go to the credit card company and ask them what to do. They will give you right information about it.

I suggest you to go with pay pal. They will take some surcharge and you can do with your credit card services. You must have some people who can give your payments through pay pal and can accept your credit card.

You can get a free credit card machine if you are a retail businessmen. If you are an internet user then you can go with virtual terminal for accepting your credit card online and enjoy the shopping.

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Why these credit card companies firstly offers a pre-approved credit card and later don't accept the application after knowing about the bad credit history?

They never check your credit score while offering you the card. Those are just a mass mailing sent to everyone. But when you apply go for it then they confirm your credit score and other formalities.

I suggest you not to go with these type of offers sent to you by mails. You must directly contact to the bank if you are interested in having a credit card and read their fine print carefully and then apply for it as per their terms and conditions.

These type of credit card offering companies has not your actual credit report. They just came to know from their sources that your score falls under a certain category and they send you the mails. But actually when they got permission to access to your credit limit and when you are not as their specifications then they decline your application of getting the credit card. Be sure in future about your credit score.

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When i am withdrawing some cash from my credit card, will it affects my credit score?

Nope, but while withdrawing cash you have to pay high interest rates approx 12-30%. But while purchasing at the store or shop the interest will be about 8-15%. Choice is yours.

Hmm, it will not affect your credit score unless you don't pay for it back again in time.

Most of the credit card companies charge about 20-25% on cash withdraws. I suggest you to have two credit cards, neither more nor less. If you have good credit ratings then you have to pay with low interest rates near about 8% only. If you got credit card with zero interest rates for up to 16-18 months then you can apply for the new one and transfer your balance and pay no or lowest interest.

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Credit Card Questions

2007-07-24T03:40:00.001-07:00

i had lost my job few years back and they said my last payment was pending. They had called me and said that they had sent many letters to me which i never received. Then i asked them for the another one but they refused. They charged me so much for my credit card. I had no income at present. My husband doesn't live with me. Should i file bankruptcy against that credit card company? I want to know whether they will ask my husband or not? I paid for it regularly each month after i lost my job. but i can't pay it whole.

Hey, no need to file bankruptcy against them. This is the old debt you can't pay. I thought you may past it to 'statute of limitations by state'. They will tell you about how long your debt is collectible. After more than 5 yrs, it will not shown on your credit report and hence there is need for repayment. Be careful about your debt. In such situation of can't pay off the debt, simply ignore them. You can also contact a financial expert for your help. With best wishes!

I thought you both are liable for the credit card. I advice you not to pay them anything until you can get a written approach. Only pay the amount of approach in written.

As i know in most of the community property states, you both have to share the debts regarding it is in who's name. You call to supervisor or to the corporate office of the credit card company, they should help you. Best wishes for your future.

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I and My partner are both overseas students in Usa., we both have a education visa credit card of U.S. bank. We had started using it and we have a good credit history. Now, i had received an offer from U.S. bank for the Visa Platinum Credit Card of thy bank. Is this a good opportunity for us or we should go with the credit card we already have? Will it be good for making a good credit history?

I thought two or three active credit cards must be enough for making a good credit history. If you are sincere with all the credit payments done each month, Then you don't have to worry about the interest rates and late fees payment. I advice you not to open a line of credit everywhere after getting ads.

If this platinum credit card assure you to never exceed the thirty percent of your credit limit for any given month, then i thought it will be good to go with the platinum credit card.

The platinum credit card also comes with the benefits with Chase Platinum Visa Credit Card. It allows its members to chase reward programs. In these programs, you can earn one point for each dollar spent by you. These points are exchange for gift cards, discount for travel, merchandising or cash back. You must take card that the reward points are not earning on fees for the products which protect the balance of your credit card account. If you are making your trip through a travel agency, then you have to pay approx. $15 of mileage redemption fee.

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What kind of unsecured credit card can i got for the credit score of average 600? Is my credit rating sufficient for it?

At first, your credit score will depend upon from where you got it. Your's is a low credit score, so you can apply only for the card with an annual fee or high interest rates. You must try to increase your score first by making small purchases and pay them off monthly. Capital one may accept your application, but be sure not to go over limit. After establishing a good credit score go with the better ones. If you are a student then bank will offer you college or university students credit card for no credit history with low interest rates. It will be much better for u. If being an employee go with the credit union credit card or for an open-bond credit union.

Go online and you will get a list of credit cards available with low interest and rewards etc. For low credit score, you must apply for the secured credit card not for the unsecured one. You can get orchard bank secured credit card. It will be better for you.

Credit Card Problems

2007-07-22T06:52:00.001-07:00

I had been almost drowned in dept with my credit card. Now i want to close it. Can you tell me that is there any monthly charging for closing my account and the credit card to stop? Will they allow me to pay the remaining bills without interest?

I thought you must contact a debt consolidation company. It will help you to lower the interest rates and to stop your credit card. But your interest will not be canceled out completely until you paid it all.

You must keep the card to the minimum balance.And then pay minimum payment plus some Few Extra dollars. After reducing the balance, the interest will also come down.

Look for the lower interest rate credit card and transfer your old account balance to the new one and close the old one. Take a loan with low interest rate to pay off the credit card and pay back the loan. And then call the credit card company for closing the account b'coz of high rates. Hope it will work.

First option is to talk to the bank for making a payment plan for a monthly fixed amount so that you can pay off your credit easily. Second option is to that you can pay it off with low interest loan. And the third option is to pay off in large payments instead of various small payments. Always remember to read the small print carefully.

You may get some advice from your local community advice bureau also named as CAD. If you can take a loan with better interest rates and fixed payments and then pay off the credit card. Take care of getting the debit card next time or be sure to pay all the depts of getting credit card. Good Luck!

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I have a visa card with commercial bank. I am a college student. I received an offer of a visa card fro capital one.Should i change my account to the capital one or not?

I suggest you not to change your account. It will be safe for you for a long time run. If you are getting lower interest rates then annual fees will also become large. Don't fell into the game of debt. Just stick to that what you have.

I had heard nothing good about the capital one credit card. It will be good to you to continue with the old one Commercial visa with good payment habits. Capital one extends low credit limits to massive over limit fees and high interest rates. Think of it.

If you close the old credit card and get to the new one, it will hurt your credit score. better be the first read the fine print carefully and then get to the other. For being safe, you must keep the old credit card with you for a long run and get the new one sparingly and keep you credit good for your future.

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I had received a credit card through mail. But i decided not to accept it and hence not to activate that card. I had also not signed any contract with the credit card company. Does i have to pay any annual fee for the credit card or no, as i have not applied for that one?

When you are applied for the credit card or sign up the credit card website and click "I Accept" then only you are liable to pay the charged fees. As doing this means you had opened your account in the company. If you are not activating the credit card, then inform to the credit card company, as not activating the card doesn't mean that you had closed your account. But if you had not done all this then you are not liable to any type of payment. Receiving the card through mail will only be the offer for applying the credit card not the credit card itself.

Just keep the card for records for sure. Look at the paper work inside, if there is any return address then write to them for removing your name from the mailing list. Also, there is another option for not opening the envelope and just write on it 'return to sender'. Then they can't claim you for any type of payment. Best of luck!

If you are not activating the credit card then learn how to use the credit cards and to increase your credit score. You must follow the instructions written on the coming back strong financial programs. It will surely help you in the future.

Credit Score

2007-07-21T12:20:00.001-07:00

I got a national card issued by CCA, which is for catalog shopping. It is an unsecured card, But my fren's tell me to throw it away. But i don't want to do so, as it will build my credit and i would be able to get car loans or any other type of loans. What do i do? Will this card built up my credit or not?

Be sure that what are the monthly charges taken by them even in case of zero balance. After paying all the balances in time each month, it will sure build up your credit.

As you say its a catalog shopping card, then how it will help you in increasing your credit. You need a credit card for bad credit and charge no annual fee and also at low interest rates. Just throw it away and go for another one which suits to your case.

I thought this card will charge you high fees and you will be unable to pay for it. Before you activate it, confirm it that it will not build your credit up. Apply for the major credit cards like chase, master card or the discover card, which can help you out.
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A credit card company has rejected my application b'coz i am not a permanent resident. After few months, i applied for the same and told them that i have PR. They sent a credit card to me. Will they really check my PR, credit history or my personal status?

Its risky for giving a credit card to the person who is not a permanent resident. They need your identification proof and address proof to show to the credit bureau. And also to assure that you will pay all the payments each month perfectly.

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I had never believed credit cards so i always pay in cash for everything. But now m going to buy a house for which i need to establish my credit score. At present, my credit score is about 570. What should i do for making good money? Also tell me that How to apply for the best credit cards for low interest rates?

There are a number of credit card companies for people with bad credit or nio credit. Just go with them.

You don't have enough credit score for applying the credit card. But you can get loan easily. Having a credit card is not an easy task. You have to pay each month with no delay in time. Also you must have a good credit history.

For building a credit it's enough to pay your balances each month. Not to worry about he interest rates then. It's necessary only in case you don't pay it regularly and carry a large balance.

I suggest you to go with the capital one. For making regular payments, you will not have to pay the interest rates. And regular payments will improve your credit history and will surely increase your credit score.

Can credit cards be used overseas?

2007-07-20T04:54:00.001-07:00

I had got a capital one credit card and it will activate within 7 to 10 working days. Can i use this card overseas? Will they charge me for it? What is better for me to use cash or to convert it in euros?

The bank will surely charge you some fee for using it abroad. You must get complete information about that. It will be cheaper to you to get euros at an ATM and then spend cash.

Hmm, i thought that carrying too much cash is risky. You have to ask the bank and convert dollars into euros. They will give them to you at the current rate plus the small charging fee. Have a nice trip!

Yup, credit card is secure to be used overseas. Just remember to keep all the receipts to you to show them to the bank. Enjoy the trip. Good Luck!

If your card has the logo of visa or master card on it, then no additional cost will be charged to you , as they are used globally. But for safety you have to confirm all the rules and regulations for using your credit card overseas. It will surely help you.

It will be good to you to use the debit card instead of using credit card. As the money directly come out of your account, There is no risk for the credit score. Have a little cash with you and keep all the receipts with you.

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I had saved 4000 off my credit card as interest charges. I had 5000 credit limit. But due to adverse circumstances and tragic death of my father, i had not much time to pay the bills. They had filed a missed payment in my credit report for the delay of just a few days. They had taken off my credit card.I am about to lose my home and business. I want to save a little. Were they allowed me to have my credit card, as i assure them to pay in full in future?

I hope citibank.com will surely help you and allow you to apply for a new credit card and give it to you. You can activate it right away. I know its hard to start with a new one. But it will surely helps you in purchasing little household items.

You had missed you time limit. But you should have a much credit limit. You can apply for the credit card with bad credit. May it will help you!

You must pay your bills before your account has closed. It will improve your credit score and you will get your credit card back.

How to increase your credit score?

2007-07-19T06:47:00.001-07:00

I am using my credit card regularly, but still am confused about my billing cycle of my credit card. My due date for credit card payments is 7th of each month of billing cycle of one month. I purchased an item on 15th jan and next on 18th jan. But my statement states that my payment is not due until 7th march. I had cleared my payment on 28th feb. I want to go for another purchase. Then what will be its due date?

During the billing cycle, there is one due date that is 7th in your case and the another one is closing date which may be 13th-14th of the month. You know well about your due date. But you have to take acre of your closing date. As the purchases till that date will be on the statement. Eg. You made a purchase on 11th of the month and next on the 16th. you got the bill on 20th. then your statement will owe you the bill for the purchase o0n 11th, not for the 16th as it was after the closing date. The first will be paid by the 7th of this month and the other one for the 7th of the next month.

For the billing cycle of one month you have to pay for it till the 7th of the next month. After every purchase of the second month you payment will be due to the date of the 3rd month. Most of the companies will not charge interest for this month payment abut charge of every other later months payment.

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I am trying to increase my credit score. Is there any credit card company who offers credit card to people having bad credit? From where i can get free credit score without a credit card?

yup, creditcards.com is a site for people with bad credit or no credit but they still want credit card. You have to charge for getting the credit card. You must stay below one third of the credit limit and pay for it each month in time. There is other site which gives you free credit report with a 30-day trial. these are TrueCredit.com and www.myfico.com. just remember to cancel them in time for escaping from getting charged.

You must go to the reputed bank and get a secured credit card. You first save $250-$500 and deposit it in your saving account and ask them for the secured credit card. They will attach the credit card to your account. Then you can make purchases through that card. you will get a bill at the end of each billing cycle, which you have to pay in time. This will increase your credit score and within 8months or a year you will get a real credit card.

For applying for the master card or visa card, it is not necessary that you must have good credit, but it is necessary to have good credit rating or say credit score. You must assure them that you will pay all the bills in time. your credit rating depends upon your credit report submitted to the credit bureau by the bank. The higher the score, more the chances of getting your credit card.

Bad Credit

2007-07-18T05:26:00.001-07:00

I need ASAP for which i applied for a credit card in different places. But due to my bad credit, they refused to get me that. Does anyone knows where to apply credit card to get it easily?

I suggested you not to apply for the credit card but to apply for the loan. When you are paying all the loan installments in time then your credit score will surely go high and restored. And you can go for the credit card easily.

Don't go for the credit card. Just pay all in cash and ENJOY!

It's not good for you to pay bills with credit card if you have low credit score. Just forget it and wait for application of credit card unless you have secured credit.

Yup, there are a list of companies who offer credit cards even to peoples having low or bad credit. You can search them online and apply for them.

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I just have savings account not the checking account. I need the card for ASAP. I had bad credit too. Is it possible for me to get the credit card within a week or two?

At first you have to open the accounts for both the savings and checking. Then you have to keep some dollars in your saving account for securing the line of credit. And you have to assure them to online payment of bills in time for months and much more. Try the orchard bank, it may suit your situation. They have many offers for such type of people with bad credit.

You can only get a secured credit card for the deposit of credit limit to your account. Within a year, after your perfect payments, they will give you a regular card for $500 initially.

You can get a debit card. Go for it unless you got an increased credit score. It will same as secured credit card. There is nothing like an ASAP card.

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Do you know such type of credit or debit cards activated globally, Either at any departmental store or any gift card or any net purchasing?

yes, this can be done by any credit card or debit card having logo of visa card or master card or American express. It will also depends upon that type of card is accepted by the site or store, from which you are going to purchase.

Hmm, it surely works. I had done it so many times with my credit card.

credit cards

2007-07-17T11:06:00.001-07:00

I have a tricky situation to solve.I now have 3 credit cards
1)1 of them is quite old so its a waste for me now.
2)The other cc has a credit balance of $10000.
3)the third one has USD 15000 Limit.

I want to close this first cc. would it affect my credit score rating?
I have a real nice job now days.I should be able to pay my debt pretty soon alone.
SO If I closing my first credit card will it have any negative affect on my credit score.

I thought that your credit score will definetly go down after closing your first account.So, i suggest not to do this.

Yup, closing your account will prove negative effect to you. Don't close it.

I suggest you not to close your account but to close it in half. It will be much better to stay active for a long interval of time.

You should try to transfer your credit balance to your new accounts, so that it will not affect your credit score. As no debts with the old one can prove mixed out credits to you and later you have to charge more.

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My credit card has been approved for which i had listed my old account details. But 2 weeks past, i got no information about my credit card and my credit score. I urgently need my paid bills and my credit card. I was told that i could not process my paid cards too till the activation of the new one. What do i do?

Just call them and ask them about your credit card. They will have some customer care number or any phone number.

It could be that they sent you details through email. You must be careful. They can charge you the transfer fee. After being your credit over limit, they will charge you ol fee.

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I don't have a much credit history, so no company accepting my application of having a credit card. They also charge about $159, which i can't afford. Does anyone knows about those companies who offers low limit credit cards for less charges or no charges?

You should not apply more for the credit card else it will hurt your credit limit. Better will be wait for sometime and later apply for it after having much credit score in your account.

You can find a website for such a credit online. But make sure that either they are trustworthy or not.

Don't apply for credit card to many different places, it will lower your credit limit. Just wait for at least 1 year and then go for it. Best of luck.

If you have a low credit score and you are not able to pay for it in time then they will charge you. But if you can pay for it timely for a couple of months, then they will give you $150 for the account of $100 time to time. This will increase your credit limit within a year and you got the unsecured card at first and then the secured one.

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-Matthe P

Discover gold card

2007-07-10T01:13:00.000-07:00

Discover gold card FAQ:

How much fico score is enough for applying the discover gold card or the discover platinum card? Which one of them will be best suited for me?

Your score must be at least 720. You can also apply while having another system score called vanguard. Discover gold card is not accepted everywhere. You must apply for the visa card or mastercard.

Discovergoldcard has high interest rates and not valid everywhere. You must go with a single credit card which must be cheaper and suits to your convenience.
Check out http://www.discovercard.com/ etc... for more details on Discovercard and discover gold credit card

How to apply for a credit card?

2007-04-03T00:29:00.000-07:00

In most of cases applying for a credit card is simple process but if you plan and compare all offers all should be good.
if you are applying for a credit crad first time then The Best thing to do is talk to a friend or relative who is using it for couple of years.By this time he or she will be able to provide you best info which sales man of bank will not tell you.

Ask your friend about all the hidden charges and ask specify questions to bank representative.
and when he answer your questions ask him to demonstrate it on the agreements papers.

applying for a credit card can take more time then you expected and banks can deny it for no reasons,so if you need to use a credit card for a important business plan it well in time.
Don't get dis hearted if a bank deny you the card (you should be rather happy as most of the banks looks for fools to give most of their offers and luckily you are not the one).