Orchard bank credit cards

What is Orchard bank credit card
orchard bank classic mastercard provides you facility to built your credit line even if you don't have a good credit record in past and have been denied by banks for credit card.Its accepted at outlets which accepts master cards.
Discount is also available through www.mcnearby.com.
The APR is Variable 29.49%

What is Orchard Bank card annual fees:
Between $0 - $79

Q:Is the orchard bank platinum unsecured card a scam?
orchard bank is a very good names,so possibility of a scam is very low.Moreover its an hsbc orchard bank card run by HSBC bank

Q:How long it take to get orchard bank platinum mastercard ?
Usually few weeks,Apply Orchard Bank card online and you shd get it in 10-15 days

Q:When you apply for orchard bank secured credit cards which credit agency they check your score?
They can check any of 3-4 credit bureaus but I know HSBC orchad cars are easies to get.

Q:Do you suggest any other card beside www.orchardcard.com card?
Capital One another good option for people with limited credit.