Apply for a credit card

Sunday, November 18, 2007

Credit Card Application

1)How can i be able to get my credit report after my credit card application being rejected?

If your application for the credit card is rejected then you can ask the credit bureau about your credit report. You can get your credit report for free once a year and for another time you have to pay about $5. Some credit card companies gives your credit report within 2 months after the rejection of your credit card application for free.

2)What are the main causes of the rejection or denial of applications of credit card?

There are various reasons that your application for getting the credit card is denied. But the main cause is your poor credit history or say bad credit score. The other reason can be the pending of the last bills and any fault in the application form. You can get your credit report from the credit bureau for knowing about the exact reasons. The credit card company will also tell you how to build or rebuild your credit score. The rejection of your credit card application will also affect your credit score and also give s you stress mentally and financially.

3)A credit card company sent me a credit card application with a credit card attached and they charged me a lot. I don't want to get that card. What do i do?

You must inform the credit card company that you don't apply for the one and also don't want to have that card and hence don't activate it. They may cancel that credit card and the charges upon it else you will claim for that on the company.

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