Apply for a credit card

Friday, November 16, 2007

Apply Credit Card Online

1)Does American Express credit card company best for applying for credit cards online?

Yeah, American Express is a good credit card company and also reputed one. For applying for the credit card online they will ask you about your good credit history. But make sure on your part that the company is trustworthy or not. Always read the fine print carefully.

2)I have a Capital One Visa credit card. Can i apply for the another one online?

Yes, you can also apply for the another credit card company online. Make sure that the company is legitimate and secure before giving your personal details. Apply for credit card online requires your social security number(SSN) and your personal details which will be saved on the internet server. Also remember to compare the different credit cards, their interest rates and their terms and conditions and then deal with the new credit card company.

3)What do i do to apply for a credit card online?

Hmm, applying for a credit card online is an easy task and can be done within a few minutes. Just submit your application form and the credit card company will check your credit details and require your SSN and then they will give you a credit card. But before applying for a credit card you must take care of the three things:

a) At first, check out the credit card company's APR i.e. Annual Percentage Rate that the credit card company charge you monthly or yearly as you wish. If you want to go for monthly payments or your credit score is low, then choose the one that offers you the lowest APR.

b) Secondly, check whether the credit card company is applying some annual additional fees with your credit card or not. These additional charges will be mentioned on the fine print so read the fine print carefully.

c) Thirdly, Ask the credit card company whether they are providing you any rewards program or not. These reward programs includes cash back reward, traveling reward, shopping reward and others based on their conditions.

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